Rights & Benefits

Navigating a new country's legal and social systems can be complex, but understanding the rights and benefits you're entitled to is necessary for a smooth transition. Here, we've compiled a comprehensive guide to help you familiarize yourself with the various entitlements, from healthcare and education to employment and housing. Belong is here to empower you with the knowledge you need to fully embrace life in Israel with confidence and ease.

Photo by Aviv Ben Or on Unsplash

Housing Rights & Benefit

As Olim Chadashim, navigating the housing market can be daunting. from special housing benefits to special living arrangements, numerous options and supports are in place to help Olim find their way.

As an Oleh, you are entitled to special housing benefits as listed below.

Homeowner Benefits

Like all Israelis, under the ‘Single Residence Benefit’, an Oleh who buys a home valued at up to approximately 1.9 million NIS and declares it as their sole residential property is exempt from paying the purchase tax.

Estimate the purchase tax for a home you’re considering buying in Israel here.

New Olim are also entitled to a reduced tax bracket even if the home they purchased isn’t their only residence in Israel. To take advantage of this benefit, the home must be bought no earlier than one year before Aliyah and no later than seven years after Aliyah. The new Oleh must also reside in the property and cannot rent it out.

These are the purchase tax brackets:

  • 0 NIS up to 1.9 million NIS – 0.5%
  • From 1.9 million NIS and above – 5%

For Israelis, every second apartment is subject to a purchase tax of 8% of the entire transaction value, starting from the first Shekel up to a maximum of 6 million NIS. Above 6 million, the tax rate increases to 10%.

Tenant benefits

The Ministry of Aliyah and Integration provides rental assistance for Olim regardless of their personal income. This benefit takes effect on the eighth month after their arrival in the country until and including the 5th year of Aliyah.

As of 2024, a single Oleh will receive 400 NIS (roughly $103) per month. Families, regardless of size, will receive 800 NIS per month.

The level of assistance varies according to seniority and family status.
It should still be noted that according to published statistics the average rent in Israel during 2020, was approximately 4000 shekels per month.

Property Tax Payments (Arnona)

Arnona is calculated based on factors such as the property’s size, location, and use (residential, commercial, etc.). Property owners or tenants are responsible for paying this tax, which funds local services such as street cleaning, garbage collection, and park maintenance.

New Olim who have made Aliyah to Israel are eligible for a local municipality property tax payment (Arnona) discount of 70-90%, applicable to properties of up to 100 square meters for a duration of 12 months. This benefit applies to either their first or second year of Aliyah. However, depending on the town or city, the discounted amount is subject to variation. It’s essential to note that even though you are listed as a new Oleh, you must apply directly for the tax break, as it is not automatically granted. Different cities and municipalities, such as Jerusalem, Kfar Saba, and Netanya, may have different requirements to qualify for an Arnona discount.

Other Types of Living Arrangements for Olim

New Olim can explore various types of living arrangements upon arrival to ensure a smooth and comfortable transition, offering them a place they can truly call “home.” Alternative housing for Olim includes an absorption center (Merkaz Klita), Kibbutz Ulpan, and other special accommodations.

Absorption centers

Israel provides a unique living arrangement for prospective Olim in its absorption centers (Merkaz Klita). Due to limited space, prospective Olim are advised to register for this option with their Jewish Agency emissary (Shaliach) before making Aliyah.

These absorption centers are scattered across the country and offer temporary housing with a supportive environment tailored to meet the needs of new Olim. The furnished rooms and apartments offered for rent at these facilities are notably more budget-friendly than the prevailing rental rates in the private market. They offer an economical and welcoming starting point for those new to Israeli society. All absorption Centers also provide intensive Hebrew classes (Ulpanim) and are staffed by knowledgeable professionals who support new Olim, whether they are families, students, or individuals, during their absorption journey. Generally, residents can stay at the center for six months to a year.

Kibbutz Ulpan

Combining Hebrew Immersion Courses with Working the Land.

The Kibbutz Ulpan is an excellent option for young Olim seeking to integrate their Hebrew language studies with meaningful work contributing to Israel’s society. This program is primarily designed for singles or couples without children, typically aged 17-35.

The program lasts five months and includes 18-24 hours of weekly Hebrew studies and 24 weekly hours of Kibbutz work. The Hebrew language studies are based on the Ministry of Education’s protocol while working in one of the kibbutz industries. Participants live on the kibbutz and receive subsidized meals in the kibbutz dining room. In addition to Hebrew language studies, the program incorporates social and cultural activities and tours designed to acquaint students with the country.

To register and learn more about the fees for the Kibbutz Ulpan program, you should contact the Jewish Agency emissaries overseas or the Global Centers of the Jewish Agency.

"First Home in the Homeland" Program

For families looking for the kibbutz living experience but don’t qualify for the Kibbutz Ulpan, the ‘First Home in the Homeland’ (Bayit Rishon Bamoledet) program is a great solution. To find out if your family is eligible, contact your local Shaliach.

In this program, the Jewish Agency pairs you with one of the kibbutzim participating in either the southern (Negev) or northern (Galilee) regions. You’ll be provided a coordinator to assist in your settling process and introduce you to your new kibbutz community.

However, it’s important to recognize that this program may not fit every family.

Who is eligible for this program?

  • Families – The program is designed for families with parents up to the age of 45, with some flexibility regarding age and an emphasis on good health.
  • Single Olim – The program also welcomes single individuals (singles, divorced, separated, widowed) aged 28 to 45 (with some flexibility), in good health, interested and willing to integrate within a supportive community of fellow Olim sharing a similar status.

Each family must pass a vetting process, including a series of interviews to determine compatibility with the culture and way of life of the kibbutz they have chosen. It is also a great way for families to determine if the kibbutz lifestyle suits them as well.

During the first 5 months, you will attend Hebrew classes in the Ulpan while your children attend local schools or kindergartens. After completing the basic Ulpan, you can extend your stay for another 6 months to find employment, continue to an advanced Ulpan, or take other vocational courses.

The kibbutz provides after-school care for children 5 days a week and on holidays. Local recreation centers offer after-school sports, music, and art activities. Additionally, all program participants will receive an “adoptive family” to help them with their personal day-to-day needs.

Your coordinator will provide assistance throughout your stay. After completing the ‘First Home in the Homeland program‘, you can choose to apply to become a permanent resident, apply for kibbutz membership, or move on to a different location like a city or nearby settlement (Moshav).

Public housing – Housing assistance for those who need it

Eligible Olim are entitled to public housing assistance (Diur Tziburi) up to 15 years from the date of their Aliyah. At the end of this period, Olim who meet the Ministry of Immigration’s criteria will have their files transferred to the Ministry of Construction & Housing, which will examine the option of extending the period of entitlement according to its regulations.

To check your eligibility, click here (Hebrew website) to contact the nationwide branches that provide housing assistance.

For those who can’t afford housing, Israel has offered a solution in its public housing program under Amidar, a government company. Olim with a valid Aliyah ID card who don’t have a home according to the Housing Ministry’s criteria may be eligible for public housing.

Housing for the Elderly

Housing assistance for your golden years

The Ministry of Aliyah tends to the housing needs of elderly Olim without any restriction on the Aliyah period provided that they meet the following conditions:

  • They have met the senior citizen eligibility requirements and receive a supplement to their income from the National Insurance Institution (Bituach Leumi) or disability benefits from the Ministry of Finance
  • They meet the criteria of “elderly” at the time of contacting the Ministry
  • They have a certificate of entitlement for the “elderly” from the Ministry of Construction and Housing
  • They are confirmed as not having a home to live in

The Housing Ministry currently provides 120 assisted living facilities boasting 12,000 apartment units throughout the country. To see the entire l

Housing Assistance for Your Golden Years

The Ministry of Aliyah tends to the housing needs of elderly Olim without any restriction on the Aliyah period provided that they meet the following conditions:

  • They meet the criteria of “elderly” at the time of contacting the Ministry and receive a supplement to their income from the National Insurance Institute (Bituach Leumi) or disability benefits from the Ministry of Finance
  • They have a certificate of entitlement for the “elderly” from the Ministry of Construction and Housing
  • They are confirmed as not having a home to live in

The Housing Ministry currently provides more than 100 assisted living facilities boasting 12,000 apartment units throughout the country.

To see the entire list, click the button below

Employment Rights & Benefit

In Israel, your rights as an employee are a top priority. Our labor court system ensures you’re protected against exploitation and unfair practices, from wage disputes to discrimination. It’s all about creating a fair and just work environment for everyone.

You’re also entitled to a comprehensive set of benefits as an Israeli employee. This includes vacation and sick leave, daily time off, commuting reimbursements, and overtime compensation for those extra hours. And in cases where it matters, severance pay is also part of the deal. Should you ever feel your rights as a new Oleh have been overlooked, the Ministry of Aliyah and Integration is your go-to resource for support and guidance.

As you join the Israeli workforce, rest assured that you’re entering a space where fairness and support are always available, making your transition smooth and secure.

Income Tax

Alongside the benefit framework in place to support you as an employee, there is a key element in the structured income tax relief program tailored specifically for Olim to facilitate a smoother financial transition during your crucial initial years of settlement.

This relief unfolds through a system of credit points, which you start accumulating from your Aliyah date, spanning over 54 months. These credit points are designed to lighten your tax burden, offering you tiered relief that aligns with your adjustment period to life in Israel.

Here’s a breakdown of how these benefits are allocated over time:

  • First 12 Months After Aliyah to Israel – Receive 1/12 credit points for each month
  • Next 18 Months (Months 13-30) – Receive 1/4 credit points for each month
  • Following 12 Months (Months 31-42) – Receive 1/6 credit points for each month
  • Next 12 Months (Months 43-54) – Receive 1/12 credit points for each month

To apply for this benefit, complete the appropriate sections of Form 101, which is typically filled out at the start of employment and annually at the beginning of each year.

Recognition of Foreign Degrees in Israeli Academia

The process of evaluating foreign diplomas and secondary education certificates involves utilizing both Israeli and international criteria to determine eligibility. This service is intended to assist Olim and institutions from foreign countries in the process of enrolling in educational, training, and employment programs within Israel.

How and where to submit degrees for evaluation

For evaluations of foreign diplomas or equivalencies, you should send an email to [email protected], including all required documents in a single PDF file attached to the message.

Obtaining an Israeli Licens For Your Proffession

If you’re a physician, dentist, pharmacist, nurse, veterinarian, lawyer, or an accountant aspiring to make Aliyah and are interested in getting licensed in Israel, it’s time to prepare for that licensing exam. The Ministry of Aliyah and Integration and relavent ministries are here to assist you with obtaining an Israeli license in your field of expertise by organizing and funding preparatory courses for eligible new Olim practicing these professions.

Doctors

The Ministry of Health hosts two yearly preparatory courses for medical doctors to obtain licenses from the Ministry of Health. Each course lasts for 6 months and consists of medical terminology and professional studies in the field of medicine. The courses take place in one of the country’s hospitals, and upon completion, participants undergo an internal exam. Those receiving a score of 70 or above are entitled to a 10% bonus added to their governmental exam score. The course is funded by the Ministry of Aliyah and Absorption’s Department of Employment. Eligible participants receive assistance with living expenses and transportation following the Ministry’s regulations. Licensing is the Ministry of Health’s responsibility. More information is available on the Ministry of Health’s website, specifically the Professional Licensing Division. Moreover, details regarding eligibility for additional exam time may be found on the Israeli Medical Association’s website.

Dentists

Dental professionals who are required by the Ministry of Health to pass a government exam to obtain a license, will receive a voucher. The voucher is given to one of the 2 preparatory courses for the licensing exams by the Ministry of Aliyah and Integration – theoretical or practical – according to the candidate’s choice. The preparation courses for dental professionals’ licensing take place at one of the institutions recognized by the Ministry of Health as listed below:

  • The School of Dental Medicine, Tel Aviv University
  • The Faculty of Dental Medicine, Hadassah Ein Kerem in Jerusalem
  • The Institute for Continuing Education, Haifa
  • The College of Health Sciences and Behavior, Ramat Gan

Please note that the vouchers’ value is up to 7,000 NIS and no more than 80% of the value of the course.

Prospective candidates who wish to receive assistance should contact an admission advisor from the Ministry of Aliyah and Integration in their regional area to check their eligibility for the voucher. They can also submit an online request.
For more information, visit the Health Ministry’s website and check out the Department of Professional Licensing under Medical Professions.

Pharmacists

The Ministry of Health offers government licensing exams preparatory courses covering professional and relevant material for pharmacists twice a year. The Ministry of Health administers these tests and is responsible for licensing. Eligible participants receive financial assistance for living and travel expenses in accordance with the Ministry’s guidelines. The courses last for 6 months and include an internal exam. Participants who receive a grade of 70 or above get a bonus grade added to their total score.

For more information, visit the Ministry’s website and check out the Department of Professional Licensing under Medical Professions.

 

Nurses

The Ministry of Health, in cooperation with the Nursing Administration, offers preparatory courses for accredited nurses. The opening of the courses is subject to a minimum number of participants. During the course, participants are entitled to assistance with living expenses and transportation by the regulations set by the Ministry.

Nursing Program stages:

  • Before making Aliyah to Israel, individuals can submit an application for the recognition of professional status in nursing. The request involves providing the required documents to the Nursing Administration, as outlined on their website, available in 6 different languages.
  • Eligible graduates of nursing study programs abroad need to attend the Knowledge Complementation Program to become a registered nurse in Israel. This program focuses on professional matters specific to Israel. Successfully completing the program is a threshold for obtaining eligibility for the governmental registered licensing  nurse exam. This requirement may be completed in several ways, including taking an online course or an exam.

Veterinarians

The Ministry of Agriculture conducts a preparatory course annually for the veterinarians‘ licensing exam. The exam date is set by the Ministry of Agriculture, the entity responsible for licensing. According to the Ministry’s regulations, participants who are eligible for funding also receive assistance with living expenses and transportation. Opening the course is subject to the number of registered participants. It is hosted at the School of Medicine and Veterinary Medicine in the Faculty of Agriculture in Rehovot. It covers medical terminology and professional studies in the field of veterinary medicine.

The course lasts 6 months, and participants take an internal exam upon its completion. Participants who receive a grade of 70 or above receive a bonus of 10 points, added to their total score on the Ministry of Agriculture’s exam.

Hi-Tech

If you work in the hi-tech industry, the Israel Innovation Authority is here to assist. It provides various valuable resources and funding opportunities designed to meet the dynamic needs of innovation, both locally and globally. This includes support for early-stage entrepreneurs, established companies pursuing new products, or manufacturing processes and academic institutions seeking to bring their ideas to the market.

Attorneys

Lawyers and legal practitioners in Israel, including those with foreign licenses, must successfully complete state law exams. The Ministry of Aliyah and Integration provides biannual preparatory courses for these exams, comprising of secondary courses in diverse legal professions. The initial course is fee-exempt, but participants are responsible for the costs of the second course in the study cycle.

The courses are conducted during evening hours and eligible participants are assisted with travel expenses under Ministry regulations. The course is held in the Tel Aviv area and is contingent on the number of participants.
Legal licensing is the responsibility of the Israeli Bar Association. For more information, visit the Bar Association’s website below.

Accountants

New Olim who want to continue working as accountants must pass exams from the Institute of Certified Public Accountants in Israel. These exams cover commercial law, corporate law, income tax, and VAT.
The Ministry of Aliyah and Integration offers preparatory courses for these exams.
The courses are held in Tel Aviv, and their opening is subject to the number of participants.

The courses take place in the evening and the participants receive assistance with transportation according to the Ministry’s regulations.
Certification is under the responsibility of the Institute of Certified Public Accountants.

For more information, visit the website below.

Teachers

Transferring your teaching credentials in Israel can be done in one of the following 4 ways:

  1. Contact your district counselors – Available as your leading resource for any requests or questions. An initial meeting with a district counselor will include a personal interview to gather information while entering it into the Ministry of Education’s database. Additionally, you will receive comprehensive guidance regarding the absorption process for immigrating teachers.
  2. Recognition of foreign degrees – Academic degrees will be acknowledged upon submission of the original documents or certified copies, accompanied by Hebrew translations. An Israeli notary must notarize these translations. If required, free assistance with translation can be obtained through the Ministry of Aliyah and Integration.
  3. A Successful internship year – This may be a teaching license prerequisite. If you have a recognized degree when you arrive in Israel, you may have the opportunity to directly begin teaching in the education system.
  4. Professional advancement –  The issuing of a teaching license is contingent upon meeting the following criteria:
    • Owning a recognized academic degree
    • Owning an acknowledged teaching certificate
    • Successfully completing the various requirements of a year long internship

Taxes in Israel

Income Tax Rights for New Olim

Discussing employment in Israel naturally leads to the topic of taxes, and as a new Oleh, understanding potential tax breaks can be particularly beneficial for you.

In Israel, the tax system operates on the principle of taxing worldwide income for residents, while non-residents are taxed only on income earned within Israel. This encompasses various income types, including earnings from employment, business ventures, and passive income sources such as bank deposits, savings, or rental income from properties.

For tax filing purposes, individuals in Israel can file as a single entity if unmarried or jointly if married. The tax year corresponds with the calendar year, and the standard deadline for filing taxes is April 30th of the year following the income year. However, individuals who engage an Israeli-certified accountant may be eligible for an extended deadline to submit their tax returns.

Coordinating taxes - Israel Tax Authority

The United States and Israel have established a tax treaty to prevent double taxation. This treaty is especially advantageous for individuals holding dual citizenship, as it ensures they are not required to pay taxes on their Israeli income in addition.

Tax Break Packages

There are numerous wonderful benefits to making Aliyah. For instance, as an Oleh, you are eligible for special tax incentives that are not available to other Israeli citizens.

Tax subsidies

In Israel, The National Insurance Institute (NII- Bituach Leumi) provides a type of safety net for Olim facing financial challenges in the form of an “income support benefit.” This is a monthly subsidy that begins in the month the application is submitted.

Online tax calculator

In Israel, as in many other countries, the amount you receive before and after taxation varies.

Employment Rights for Olim

Welcome to the land of opportunities. Israel warmly welcomes its new Olim and provides an array of work programs and on-the-job training benefits to support succeeding in your career journey. As a new Oleh, you’ll be impressed by the wide range of opportunities designed to help you integrate into the Israeli job market. Whether you’re enhancing your skills, exploring a new profession, or advancing in your current career, Israel is here to assist you. So, get ready to embrace the exciting prospects that await you, and let’s embark on this adventure together to turn your dreams into reality.

Voucher Program

The Employment Division of the Ministry of Aliyah and Absorption provides support to new Olim and returning residents by helping with the cost of professional or vocational training. The Voucher Program aims to enhance the options available to eligible candidates for better job placement, foster vocational training, and ensure qualified individuals’ smooth integration into the job market.

To see a list of courses offered by the program, click here.

Unemployment Benefits

Unemployment benefits are a crucial safety net, providing support during unexpected career challenges. Whether you’re transitioning between jobs or pausing to explore new interests, these benefits offer a dependable source of assistance. They help you smoothly navigate through the dynamic and often unpredictable job market.

As an Oleh, you may qualify for unemployment even before getting a job. That’s because following the initial six months, when Aliyah and Sal Klita payments end, you may qualify for financial assistance from the Ministry of Aliyah and Integration (Misrad Haklita). This is known as Dmei Kiyum or Havtachat Hachnasa, which roughly translates to ‘income support.’

Olim are eligible to receive Dmei Kiyum if they meet the following criteria:

  • They are no longer receiving Sal Klitah payments
  • They are unemployed or earning a minimal monthly income
  • Olah Hadasha, Ezrachit Olah, or Ktina Chozeret who have given birth within their first year of Aliyah can receive Dmei Kiyum either from their 7th month since Aliyah or from the birth (whichever comes later) until their 12th-month post-aliyah

It’s important to be aware that Dmei Kiyum, a financial support for new Olim, is accessible only during your first year after making Aliyah. Should you find yourself unemployed for 12 months following your Aliyah, or if your earnings fall below the minimum wage, you might qualify for income support (Havtachat Hachnasa) from Bituach Leumi. This support is available under the same conditions as for any other eligible Israeli citizen.

Also, this benefit is not paid retroactively. For example, if you apply for Dmei Kiyum in the 9th month following aliyah, you will receive payments only for the 9th through the 12th month. Payment amounts for the monthly stipend of Dmei Kiyum vary depending on various demographic factors.
For more information, check the Eligibility Calculator
To learn more, click here to visit our finance page.

For more information, check the Eligibility Calculator

To learn more, visit our employment page

Learning Hebrew Rights & Benefit

As we navigate the benefits available to Olim, a vital step is embracing Hebrew learning. This not only eases your daily life in Israel but also enriches your cultural integration. Various programs are available, designed to cater to all levels, ensuring a smooth linguistic transition.

Fully Subsidized Ulpanim by the Ministries of Education and Aliyah

While learning Hebrew, you’ll find yourself exploring the diverse array of Ulpanim available across Israel. This adventure includes everything from the convenience and adaptability of online Ulpanim, designed to accommodate your busy lifestyle, to a range of more formal, in-person learning options. Whether you’re inclined towards independent study at home or prefer the benefits of personal instruction and group interaction, there is an option tailored to suit every individual’s needs.

 

To learn more about Ulpan learning options

Vouchers

Who doesn’t appreciate vouchers? The Ministry of Aliyah and Integration extends financial aid to assist new Olim with their initial arrangements in Israel. This assistance encompasses valuable vouchers, granting Olim access to  privately run Ulpanim. The primary objective of the voucher system is to offer flexibility and backing for the language-learning endeavors of Olim, fostering an optimal environment for linguistic education. It’s like receiving a full scholarship for gaining a popular language skill while creating new friendships.

For more information, view our page on learning Hebrew

Vocational Hebrew Classes

For professionals needing to improve their language skills for working and licensing purposes.

If you speak basic Hebrew and want to better familiarize yourself with the terminology and vocabulary of your field of expertise or to obtain a professional license such as an accountant or physician, the Ministry of Aliyah offers special preparatory courses for job-skill adaptations and professional retraining in Hebrew.

The offered Hebrew classes include:

  • Vocational Hebrew
  • Advanced Hebrew for Regulated Professions
  • Terminological Hebrew

If this interests you, contact the Ministry of Aliyah and Integration’s district office and take a Hebrew knowledge test to check your level before joining a course.

The Ministry of Aliyah and Integration's district office

In-School Hebrew Learning for New Olim Children

There is no better place to learn Hebrew than in an Israeli school.

In Israel, dedicated programs have been implemented to aid new Olim children in learning Hebrew while attending school. These programs focus on improving language proficiency and fostering a smooth integration into the educational system. With a primary objective of enhancing communication skills and facilitating academic success, these initiatives offer essential support to Olim students.

As a parent, one of your “Oleh Chadash” benefits includes extra hours of learning Hebrew for your children in school to assist them with language implementation in a supportive environment.

Sha’ot Olim‘ refers to hours within the school schedule specifically allocated for separate Hebrew language tutoring tailored to new Olim children. The number of hours allocated to your child for Hebrew instruction depends on various factors, including the size of your municipality, the number of new Olim in the municipality, the total number of children in the school, and the proportion of Olim among the students. Some municipalities provide a group Ulpan for all the Olim children in the city. For more information, we recommend to:

  • Consult your municipality counselor
  • Contact the Olim branch at Mirsad Hachinuch directly at: 02-5603620, 02-5603619, or via Email at [email protected]

Healthcare Rights & Benefit

Healthcare is another critical aspect of settling into your new life in Israel. The country’s healthcare system is designed to provide comprehensive support and coverage for Olim. Here’s how you can access and benefit from available healthcare services

Healthcare Basket

Israel’s national healthcare budget covers insured members with a large variety of medical treatments and services based on the Healthcare Basket (Sal Briut) as defined by law

Finance Rights & Benefit

Finance plays a pivotal role in the lives of Olim, as you navigate the complexities of a new economic environment. Recognizing this, Israel offers a range of special financial benefits and support systems tailored specifically for Olim. These benefits are designed to ease the financial transition for new Olim, providing you with a solid foundation as they settle into their new home.

Absorption Basket

Israel extends a warm welcome to new Olim, accompanied by enticing benefits and allowances. The nation boasts robust support programs for Olim, offering opportunities to leverage these advantages for smoother acclimation.

Also known as the Sal Klita, the ‘absorption basket’ is a financial grant provided by the Ministry of Aliyah and Integration. It serves to aid you during your initial year of transition in Israel, covering your family’s living expenses and other needs.

All Olim, regardless of their previous residence, are eligible for the “Absorption Basket.” This entitlement remains valid for one year from the moment they attain their status. Payments cease only if the Oleh spends an extended period abroad within the same year. However, these payments are reinstated upon the Olim’s return to the country within the first year of their Aliyah.

To learn more about Absorption basket

Managing and Opening a Bank Account

Similar to banks worldwide, the account-opening process typically entails signing numerous documents. An intriguing aspect worth noting is that opening a bank account in Israel is possible even if you’re not a resident. Many Israeli banks offer “non-resident accounts” for individuals living abroad, contingent on specific criteria such as the annual number of days spent in Israel. However, this process may involve additional steps. If you intend to make Aliyah, it is recommended to wait and open an account once you become an Israeli citizen.

How does the process work, and how long does it take?

Upon choosing your preferred bank, a personal visit to the bank is typically necessary. For the most part, as a foreigner, a specific appointment is usually required, and it’s advisable to allocate sufficient time as paperwork and authorizations can be time-consuming. You can anticipate receiving standard account information, such as credit cards and online banking instructions.

Opening a Bank Account as a new Oleh

As an Oleh, it is required to gather various documents when preparing to open a new bank account. These include:

  • Your passport
  • Your resident identification card (Teudat Zehut) and your Oleh certificate (Teudat Oleh), which confirms your migrant status as an Oleh or other
  • For those from the US, your social security number will be required
  • The “Note of Future Bank Account” received at the Israeli airport upon arrival. The bank will stamp this to assist with your future registration at the Ministry of Aliyah and Integration
  • Initial funds in cash or a check to open the account
  • If opening a joint account, come with your spouse, as both parties need to be present
  • It’s highly recommended that you open your bank account and activate it with a deposit as soon as possible to receive your complete Aliyah benefits from the Ministry of Aliyah and Integration

Account Types

In Israel, banks establish distinct accounts (or subaccounts) for various currencies and purposes:

  • One account serves for day-to-day transactions like checks, transfers, bill payments, and deposits
  • Another is designated for investments (refer to “Asset Management in Israel” for details)
  • A separate account is allocated for saving deposits
  • Finally, there’s the foreign currency account

Each account is associated with its unique set of fees and management specifications. It is the client’s responsibility to ensure that the necessary funds are available in the relevant account.

Opening a Bank Account Online

To open an account as an Israeli resident, you’ll typically need to provide proof of residency and a physical visit to the bank is often required. However, some Israeli banks offer the convenience of opening an account virtually through their online services. Even in these cases, standard verification procedures are in place, which may include a video call with a bank representative for identity confirmation. Additionally, digital banks like Pepper (Hebrew website) and One Zero operates exclusively online.

Fees

Most Banks in Israel are known for charging a small fee (Amlah) for some financial transactions. It’s recommended to check and compare the different fees between each bank prior to choosing your preffered bank.

A useful tip for Olim, especially Olim opening a new account, is that banks often offer fee waivers or discounts initially. But keep in mind that these fees usually rise after the introductory grace period ends.

If you have a knack for charm, you might be able to negotiate with your banker to reduce your fees. This approach often works better for business owners and usually requires a direct request. Building a strong rapport with your banker can prove invaluable. It helps not only to secure fee reductions but also to navigate complex financial scenarios smoothly.

Banking ID Card

A recent and highly valuable enhancement to banking services, similar to a banking disclosure in the US, is the introduction of the “Banking ID Card.” This document, accessible through the client’s online account, provides a comprehensive overview of all account activities in a clear, concise, and easily comparable format.

Details included in the banking ID card are account assets, loans, total fees paid, standing bank orders, and any related powers of attorney. It is distributed annually on February 28 to all clients (individuals and small businesses) via their online account on the bank’s website or by mail (based on the client’s preferred communication method with the bank).

This report remains accessible on the online account for 3 years. Clients can also request a Banking ID Card anytime throughout the year to access up-to-date account information.

 

How does the Banking ID Card benefit the client?
The Banking ID Card enables the client to:

  • Monitor the account’s activity, allowing easier and more informed management
  • Familiarize itself with the banking products associated with the account, their costs, and the generated profits
  • Compare the current terms of the account with offerings from other banks, potentially prompting a switch to a more advantageous option
  • Trim down account management fees and expenses

6 ‘Must-Know’ Banking Tips for Israel

Here are some useful tips and shortcuts for banking in Israel that can save you time and money while avoiding unnecessary hassles:

  1. Utilize online banking – Banks in Israel frequently provide lower fees and decreased interest rates for online transactions, making them a cost-effective choice that benefits both the bank and the client. Conducting most of your banking online minimizes reliance on teller services and can save you time and money.
  2. Cultivate strong banking relationships – Establishing a strong rapport with your bank opens doors to a wider array of services, enhancing flexibility in obtaining credit. The closer your ties with the bank, the more advantageous your financial position becomes.
  3. Embrace digital payment solutions – The era of cashless transactions has blossomed thanks to technology. User-friendly apps like Bit and PayBox, provide convenient options that seamlessly sync with your smartphone, credit card, or bank account, facilitating effortless transactions. However, it is recommended to check in advance the various fees involved.
  4. Negotiate credit card fees – If you’re considering canceling your credit card due to fees, try contacting your credit card company first and explain your intention. They often offer to waive the fee, particularly if you make a point to schedule a reminder to call them again once the temporary waiver period is nearing its end.
  5. Embrace negotiation – In the local banking landscape, a key strategy to remember is that many fees, charges, and account terms are often negotiable, particularly as the size of your account grows. Showing a willingness to discuss and request discounts might just lead to an unexpectedly favorable outcome. Negotiation and bargaining are integral parts of Middle Eastern culture and extend to financial deals.
  6. Streamline transactions – To lower bank fees, consider reducing the number of transactions you make each month rather than using a credit card for recurring monthly expenses. This approach can help you avoid fees charged per check and for each transaction line.

Remember, the real trick is adapting these strategies to align with your financial landscape. Make these tips work for you by customizing them to your specific needs and circumstances.

Bank Account Foreclosures - Unpaid Bills

The Foreclosure Process

The pursuit of delinquent municipal taxes In Israel takes a slightly more assertive stance compared to the U.S. When dealing with unpaid municipal or government-related bills such as property taxes, parking fines, Bituach Leumi payments, and similar dues, creditors wield significant authority. They have the power to initiate foreclosure processes (Ikul) or impose a restraining order on your account.

In simpler terms, your bank account could be frozen, allowing creditors to seize an amount equivalent to your debt. Notably, this action typically doesn’t require court approval. If you’ve received notices from creditors and overlooked or misunderstood them, it could eventually lead to the infamous foreclosure (Ikul). This serves as the creditors’ last resort, often leaving Olim bewildered as they navigate these unfamiliar terms in the financial landscape.

Prevention Measures

Olim, be mindful – overlooking municipal bills or other financial obligations could lead to unpleasant surprises. Here’s where a dash of proactive communication can work wonders. Most Israeli municipalities are open to negotiation before resorting to foreclosures. They are willing to explore payment plans that suit your circumstances or even consider reducing the bill to a more manageable amount. Remember, engaging with them before a foreclosure process (Ikul) could be your key to sidestepping financial complications.

Taxes

What you Need to Know

The tax system in Israel is applied on a personal basis. Income tax is calculated on a sliding scale, meaning the more you earn, the higher the tax rate. Israel has one of the highest tax rates globally, constituting approximately 25% of the average household income.

Individuals are taxed at graduated rates of up to 47% annually. The following rates, as of 2023, apply to income (the amount of income is stated in new Israeli shekels – ILS and may change from time to time):

  • Up to 81,480 ILS – 0%
  • From 81,480 ILS to 116,760 ILS – 10%
  • From 116,760 ILS to 187,440 ILS – 14%
  • From 187,440 ILS to 260,520 ILS – 20%
  • From 260,520 ILS to 542,160 ILS – 31%
  • From 542,160 ILS to 698,280 ILS – 35%
  • Any sum over 698,280 ILS – 47%
  • If the taxable income is over 698,280 ILS, an additional 3% taxation is applied

Tax Benefits for Olim

Olim Enjoy Special Tax Breaks
Embarking on the adventure of making Aliyah opens new horizons and introduces a touch of financial optimism. This is because the Israeli tax landscape offers unique benefits and perks for Olim who are embracing this exciting chapter of life. For example:

  • Reduced car taxation – New Olim can enjoy purchasing a car at a reduced tax rate within 3 years of making Aliyah
  • Tax discounts on shipping – The local Customs Authority offers tax discounts or exemptions on shipping household items and importing business equipment
  • Property tax discounts – In all Israeli cities and towns, Olim frequently qualify for substantial property tax (Arnona) discounts, typically ranging from 70-90% for properties up to 100 sq.mt. These discounts are commonly accessible during the initial 2 years following Aliyah, providing Olim the opportunity to benefit for a 12-month period.

Ogen - Loans for Those in Need

Ogen serves as a non-profit social lending organization committed to providing accessible credit solutions to lower income communities in Israel. It aims to offer interest-free loans to families and small business owners in the low and middle-income brackets. Ogen also provides an expedited loan application process.

Explore what Ogen offers

Kids' Education Rights & Benefits

For families making Aliyah, ensuring your children receive a quality education is essential. Israel’s education system is designed to support the academic and social development of every child. Let’s take a look at the educational benefits for your children as new Olim.

Enrolling a Oleh Chadash Student in School

Your Child’s First Israeli Educational Experience Comes With Certain Rights and Benefits

As soon as your child sets foot into his new school in Israel, they are entitled to special privileges that his native Israeli students are not. One of those benefits is extra time dedicated to getting your kid’s Hebrew up to speed. As an Oleh Chadash, you’re also entitled to an ‘absorption package,’ which is part of the education fee included in the parents’ payments. This package reduces the amount parents need to pay, with the adjusted payment being made directly to the school’s administration.

Some of the benefits awarded to Oleh students include:

Hebrew language instruction

Israeli schools designate several hours during the school day for separate Hebrew language lessons for Oleh students looking to learn Hebrew as a second language.

Olim Chadashim students in Israel who are non-native Hebrew speakers are entitled to receive specialized Hebrew language education. This curriculum is crafted to meet the unique needs of students learning Hebrew as a second language, utilizing appropriate resources. To ensure successful academic integration, each student’s Hebrew proficiency and integration capability are measured through evaluative testing.

The number of hours during the school day designated for Hebrew instruction depends on several factors. They include:

  • Size of the municipality
  • Number of Olim in the municipality
  • Percentage of Olim that make up the total number of children in the school
  • Availability of a group-oriented Ulpan for all Oleh children in the city (offered in some municipalities)

The Ministry of Education will allocate hours during the school day for Hebrew instruction to schools according to the date of the student’s Aliyah. These hours are meant for Hebrew language acquisition and to strengthen the studies of Olim students. Each student will have regular lessons scheduled in their timetable for language acquisition and individual work plans, either alone or in a group. The classroom teacher guides and monitors the Olim student’s learning progress.

Every student in the school will study Hebrew as a second language for at least 6 hours a week.

Hebrew language lessons will be scheduled in the students’ schedules according to an individualized work plan.

Leniencies During Exam Periods

The Israeli education system recognizes the challenges faced by students who are not yet fluent in Hebrew and offers several leniencies during exam periods:

  • Students who are new Olim or who have been educated in a non-Hebrew environment in the two years preceding the exam are eligible to request a simplified Hebrew proficiency test or to take the exam with adaptations in English.

Eligibility Information on Hebrew proficiency tests in adaptable languages (grades 2-3)

  • New Olim students who were born abroad, made Aliyah to Israel, and began studying in the Israeli education system at least at a pre-compulsory age are eligible to take the test in an adapted language.
  • This also includes students who studied in one of the two years preceding the test date in an educational setting and do not speak Hebrew or Arabic.
  • Students from bilingual homes.
  • Stage B tests in an adapted language are held in English, French, or Russian.
  • There is also the option of a test in Hebrew for Olim, which is a normal test in Hebrew that entitles the student to an additional time of up to 25%, with slower mediation of the examiners’ examples of questions and explanations.
  • Parents who wish to have their child tested in an adapted language are required to submit an online application for a test in an adapted language, by applying online on this portal specifying the language of the exam.

Online applications for a detection test under adjusted conditions and the necessary documents can be submitted annually starting the first day of January. The submission window remains open until the end of January each year. Please ensure your application and all required documentation are submitted within this timeframe to be considered for the tests.

Eligibility information on Hebrew proficiency tests (grades 3-5)

  • New Olim students, students born abroad, or who made Aliyah to Israel and began studying in the Israeli education system at a compulsory age are entitled to a test in an adaptable language.
  • This also includes students who studies in one of the two years preceding the test day in an educational setting that does not speak Arabic or English.
  • Students from bilingual homes.
  • Stage B tests in an adapted language are held in English, French, or Russian.
  • There is also the option of a test in Hebrew for Olim, which is a normal test in Hebrew that entitles the student to an additional time of up to 25%, with slower mediation of the examiners’ examples of questions and explanations.

Parents who wish to have their child tested in an adapted language are asked to submit an online request for a test in an adapted language by applying online on this portal (Hebrew site), specifying the language of the exam starting on January 1st of each year.

The Na’aleh Program

Bridging Teenage Olim and Tourists to Israeli High Schools

Israel’s commitment to integrating diaspora Jewry into its vibrant society is visible in the array of unique programs offered by the state. The Na’aleh program is a great example of Israel’s commitment.

Upon arrival in Israel, students in the Na’aleh program are integrated into the country’s educational systems, immersing themselves in the classic Israeli lifestyle. They’re introduced to the cultural and heritage pillars of the nation, fostering a deeper connection with their Jewish roots and a stronger sense of belonging.

Completing the Na’aleh program is a huge milestone, ending with a certificate that serves as a bridge to full integration into Israeli society. Participants who wish to transition their status to that of an Oleh Chadash during the program are also given this chance. The shift allows them to join the Israeli Defense Forces (Tzahal) or continue to higher education, embracing the full spectrum of opportunities available to new Olim.

Welfare and National Health Insurance Rights & Benefits

Welfare and national health insurance are key components of Israel’s social services, offering comprehensive support to ensure the well-being of Olim and their families. Here’s an overview of the benefits and coverage you can expect.

Eligibility for Insurance

Bituach Leumi provides financial assistance to insured residents aged 18 and above, according to Bituach Leumi’s guidelines. This support encompasses various allowances, such as those for children, disabilities, unemployment, and elderly care.

Bituach Leumi also determines eligibility based on residency in Israel rather than citizenship. This means that insurance coverage is determined if your primary life activities are centered in Israel.

The factors that establish residency include, but aren’t limited to:

  • Your main place of living (being in Israel for at least 183 days each year, cumulatively)
  • Where your family resides
  • Where your children go to school
  • Your primary workplace or educational institution’s location

According to Bituach Leumi, it’s possible to be considered a resident, even if you’re in Israel on a student visa and haven’t officially made Aliyah. This means you might need to contribute to insurance, as well.

Even if you’re temporarily living abroad (for things like studies, trips, or short-term jobs), you can still be considered an Israeli resident as long as your life is focused in Israel.

Ensuring Social Security Across Borders

Bituach Leumi has entered into international agreements to safeguard the social security entitlements of individuals relocating between different countries. These arrangements also prevent Israelis residing and working abroad from making duplicate insurance payments. Additional details are available here.

Absorption Basket

Israel extends a warm welcome to Olim Chadashim, accompanied by enticing benefits and allowances as part of its welfare policy. The nation offers robust support programs for newcomers, offering opportunities to leverage these advantages for smoother acclimation.

Also known as the Sal Klita, the ‘absorption basket’ is a financial grant provided by the Ministry of Aliyah and Integration. It serves to aid you during your initial year of transition in Israel, covering your family’s living expenses and other needs.

All Olim, regardless of their previous residence, are eligible for the “Absorption Basket.” This entitlement remains valid for 1 year from the moment they attain their status. Payments cease only if the Oleh spends an extended period abroad within the same year. However, these payments are reinstated upon the Olim’s return to the country within the first year of their Aliyah.

Learn more about the Absorption Basket

National Health Insurance

Bituach Leumi collects National Insurance payments from all residents based on their income and insurance status. In strict adherence to the National Health Insurance Law, Bituach Leumi ensures these funds reach the insurance providers (kupot cholim), safeguarding each individual’s right to the country’s healthcare system. All insured individuals are required to enroll with one of the kupot cholim and can opt for their preferred provider (kupah). The chosen kupah is obligated to provide all insured individuals with a standard health package, as specified by law.

For a closer look at the tangible benefits your contributions yield, click here.

Employment and Unemployment

Help with supplementary Income (Havtachat Hachnasa)

A new Oleh who has recently made Aliyah to Israel and has been living in the country for a total of 12 months, whether continuously or not, may be eligible to receive help with their income. This possibility exists even if the period of 5 years since their Aliyah has not yet passed.

Specifically, a new Oleh may qualify for supplementary income after completing 12 months of residency (even in a non-continuous manner), if they fall into certain categories. These categories include being:

  • A single parent
  • Separated from their spouse
  • Facing an illness
  • Being pregnant
  • Being institutionalized or participating in a detoxification program.
    Click here For more information about help with supplementary income (Havtachat Hachnasa).

Unemployment Benefits - Israel’s Safety Net for Those Between Jobs

Israel’s unemployment benefits are like a safety net that gives you a bit of breathing room when life throws unexpected curveballs. Whether you’re navigating the winding paths of a job transition or taking some time to rediscover your passions, these benefits are like a trusty sidekick, here to offer a helping hand while you navigate the ever-changing motion of the job market.

As an Oleh, you may qualify for unemployment even before getting a job. That’s because following the initial six months, when Aliyah and Sal Klita payments end, you may qualify for financial assistance from Misrad Haklita (the Ministry of Aliyah and Integration). This support is known as Dmei Kiyum or Havtachat Hachnasa, which roughly translates to “income support.”

Please note that Dmei Kiyum is only available during the first year of your Aliyah. If you remain unemployed for 12 months after Aliyah or earn below the minimum wage, you may be eligible for Havtachat Hachnasa (income support) from Bituach Leumi, just like any other eligible Israeli citizen.
Olim are eligible to receive Dmei Kiyum if they meet the following criteria:

  • They are no longer receiving Sal Klita payments.
  • They are unemployed or earning a minimal monthly income, as specified in the provided chart.
  • In the case of Olah Hadasha/Ezrachit Olah/Ktina Chozeret, who has given birth within their first year of Aliyah, they can receive Dmei Kiyum either from their 7th month or from the birth (whichever comes later) until their 12th-month post-Aliyah.

 

Compensation
Payment amounts for the monthly stipend of Dmei Kiyum vary depending on various demographic factors.
It’s important to note that this benefit is not paid retroactively. For instance, if you apply for Dmei Kiyum in the 9th month following Aliyah, you will receive payments only for the 9th through the 12th months and not for the 7th and 8th months.

Child Rights - Support for New Olim Parents

Child Allowance

Upon making Aliyah, Bituach Leumi (The National Insurance Institute) extends a monthly stipend as to all Israeli citizens, determined by the number of children below 18 years old within their family (kitzbat yeladim).

Your entitlement to this child allowance is immediate after your Aliyah. Typically, your child allowance will automatically commence within 2-3 weeks following your Aliyah. There is no need for an in-person registration process. Bituach Leumi retrieves information about your children and their ages from the Ministry of Interior (Misrad Hapnim), as well as your bank account details from the ministry of the Ministry of Aliyah and Integration (Mirsad Haklita).

If your child is born in Israel, the hospital where the child is born handles the submission of the claim. To facilitate this, the mother is required to present her, and her spouse’s ID cards at the hospital while also providing the hospital with her bank account number.

Payments for the child allowance are made on the 20th day of each month. These funds are deposited into the bank account of the child’s mother, or the joint account shared with her spouse.

It’s important to note that if the parents have any outstanding debt with the National Insurance Institute, the Institute has the right to deduct the debt amount from the allowance until the debt is fully resolved.

Daycare and Family Care Funding

New Olim parents in Israel can receive financial assistance for daycare and family care services for their children.

For specific information and general details about this benefit, please refer to the guidelines for participating in daycare and family care funding.

To facilitate the integration of parents into the workforce, the government offers funding to cover recognized daycare and family care expenses.

This support is accessible to a diverse range of individuals, including new Olim parents.

Additionally, a new Olim parent may qualify (subject to specific conditions) for grade 3 participation on the Student Stipend Table for each of their children without being required to undergo an income assessment.

Who Qualifies?

A parent who is a new Olim and has been residing in the country for up to two years from their date of Aliyah at the start of the academic year during which they sought assistance qualifies for financial aid. This eligibility is contingent upon both parents meeting any one of the following criteria:

  • Both parents are engaged in studies at an institution for a minimum of 24 hours per week.
  • Both parents are registered as job seekers with either the Employment Office or the Ministry of Aliyah and Integration.
  • One parent studies at an institution for a minimum of 24 hours per week, while the other parent is registered as a job seeker with the Employment Office or the Ministry of Aliyah and Integration.

Children with Disabilities

Recognizing the substantial challenges faced by families caring for disabled children, the National Insurance Institute takes proactive measures to assist these families by contributing towards the expenses they incur. This support aims to alleviate the financial strain on these families and facilitate the pursuit of a relatively normal lifestyle for the disabled child to the extent feasible and in harmony with their family and community environment.

Retirement

Qualification for Old-Age Pension for New Olim

An Oleh who has made Aliyah to Israel before the age of 62 for men or before reaching retirement age for women could potentially qualify for an old-age pension, provided that specific entitlement criteria are met.

Unique Old-Age Pension for New olim

An oleh who has made Aliyah before the age of 62 (for me) or prior to the retirement age (for women) may be eligible for an old-age pension if they meet the criteria.

It’s important to be aware that you might receive an application for this pension by mail, even if you’re uncertain about meeting the eligibility requirements.

'Old-age’ Financially Supported by The Ministry of Finance

In cases where an Israeli resident is not eligible for a standard old-age pension, there exists the possibility of receiving a special ‘old-age’ benefit financially supported by the Ministry of Finance. This is attainable if the individual meets any of the following criteria:

  • An Israeli resident who moved to Israel after the age specified by the law (62 for men and the retirement age for women) and is not covered by old-age insurance.
  • A returning resident who has not met the necessary qualifying period.

Benefits for Elderly Olim

For seniors, health care is a consistent concern, particularly those grappling with multiple daily health issues. This is especially pertinent for seniors from the United States, where private insurance practices have traditionally excluded coverage for pre-existing conditions, amplifying the stress and frustration surrounding health insurance discussions.

Thankfully, any new Oleh entering Israel with an Aliyah visa is immediately eligible for health insurance through Bituach Leumi, irrespective of age or pre-existing conditions. Olim can select from one of the four health care providers (Kupot Cholim) of their choice, and retirees enjoy the first year free of charge.

Senior citizens are also entitled to enroll in supplementary coverage provided by their chosen Kupah, effective immediately upon their arrival. This holds regardless of pre-existing conditions, provided they opt in within 90 days of their arrival.

These benefits include:

  • If you or someone you know is homebound, all Kupot Cholim offer in-home medical services, including physicians, nurses, and technicians for tests. To access this service, coordinate through your parent’s family physician at the Kupah.
  • After hospitalization or rehabilitation, if your parent isn’t ready to return home, their supplemental Kupah plan may reimburse up to 80% of hotel stay costs.
  • Hearing-impaired individuals aged 65 and above are eligible for financial assistance with hearing aids through all Kupot Cholim.
  • Israel regulates the cost of foreign caregivers. Utilizing Bituach Leumi’s nursing law. hours can offset the expense, making foreign caregivers more affordable.
  • Senior citizens aged 62 and above (women) or 67 and above (men) are eligible for the Senior Citizen card (Cartis Ezrach Vatik). This card offers a 50% discount on public transportation and cultural events, along with medication discounts and television tax exemptions.

New Olim with Disabilities (Kitzvat Nachut)

Benefits for Olim with Severe Disabilities

For new Olim living with severe disabilities, Israel offers a comprehensive benefit starting at age 18 and continuing until the recipient reaches retirement age. This benefit is compromised of two key components:

  1. Olim’s Special Attendance Allowance
    This allowance’s eligibility is determined based on the extent of the disabled person’s reliance on assistance from others. It’s not necessary to assess their medical disability percentage for qualification. This holds true if the Oleh does not receive any other allowance or monthly stipend for their sustenance aside from the Absorption ‘basket.’
  2. General Disability Pension for Olim
    This pension becomes effective from the 181st day following Aliyah and continues until the conclusion of the first year post-Aliyah. To qualify, the Oleh must have previously met the criteria for the attendance allowance.

Assistance for Individuals with Limited Mobility

People facing mobility limitations due to lower body impairments are eligible to receive diverse benefits from the National Insurance Institute.

For new Olim with limited mobility, the potential for mobility benefits begins from their Aliyah day.

To determine mobility impairment, an evaluation is conducted by a medical committee under the jurisdiction of the Ministry of Health. It is essential to undergo an assessment by the Minister of Health’s Committee before submitting a claim for mobility benefits to the National Insurance Institute (Bituach Leumi).

Long-Term Care Assistance for New Olim Needing Nursing Support

If a new Oleh, who has reached the retirement age, requires nursing care, they could potentially qualify for a long-term care benefit, accessible right after their Aliyah. Eligibility for this benefit commences from the eighth day following arrival.

To access this benefit, it’s necessary to complete a long-term care benefit claim form. Additionally, attaching details about income from abroad and relevant medical documentation is essential. The completed claim should be submitted to the National Insurance Institute (Bituach Leumi).

“Survivor’s” Insurance (kitzvat Sheerim)

Survivors’ insurance is specifically crafted to secure the financial support for the surviving family members – widows, widowers, and orphans – of an Israeli resident in the unfortunate event of their passing (excluding cases of death during wartime or due to crime).

 

To learn more about “Survivor’s” Insurance

Academics Rights & Benefit

There are also several academic options available to Olim. Excelling in education opens up a wide array of career options and enriches your integration into Israeli society. Here’s a brief overview of what you can expect in your academic journey:

English programs

New Olim students who are eligible for support from the Student Authority have the option to enroll in English-taught programs. These programs must be accredited by the Council for Higher Education and offer a full academic route leading to either a Bachelor’s (B.A.) or a Master’s (M.A.).

It’s important to note that tuition fees for programs taught in English are typically higher than those for standard university programs. New Olim students receive a scholarship from the Student Authority, which covers the basic university tuition. However, they are responsible for any additional costs.

Although Hebrew is the primary language of instruction in standard academic programs, much of the reading material is in English. Additionally, in many institutions and departments, students have the option to submit seminar papers in English. Therefore, having proficiency in English can be a significant advantage even in programs taught in Hebrew.

For more information, view our page on Academics

The Student Authority (Minhal Hastudentim)

Wouldn’t it be great if there was an organization that offers Olim students the support they need to thrive in Israel’s academic institutions? Well, there is one, and it’s Israel’s Student Authority. This body promotes Aliyah and academics in Israel among Olim students. It supports and guides students seeking to excel in their studies and assimilate into Israeli society. This guidance commences from overseas and continues throughout the formulation of a personalized academic plan, ensuring success up to graduation. It also provides information and advice on diverse topics, encompassing coping with anxiety, program selection, financial support, and more, including:

Scholarships from the Student Authority

The Student Authority is dedicated to promoting academics among Olim students. It supports students from the initial stage of choosing an academic path to the completion of their studies in Israel throughout every degree. Offering scholarships and a variety of programs for academic support, the Student Authority ensures Olim have the necessary resources throughout their studies. For understanding eligibility and the extent of assistance visit the link below.

Counselors providing social guidance and support

The Student Authority’s counselors initiate an initial meeting with each student to establish a personal connection and identify any areas where the student requires assistance or help.
The counselors serve as mediators between the students and various departments within the institution, facilitating their integration into the school. They connect Olim students with the relevant offices responsible for assistance while helping them navigate within the institution. Additionally, the counselors refer students to tutoring and academic support services when needed. To foster social integration, the counselors organize various events throughout the school year.

The counselors also provide assistance with various public entities such as the IDF, Social Security, government ministries, non-profit organizations, and scholarship funds. They serve as a vital source of information for students and offer assistance with their rights and accommodations.

Social workers for emotional support

For students facing challenges, social workers are available in every regional office, accepting aid applications directly from students and through their counselors. Some students receive assistance from the Student Authority’s social workers, while others are referred to other frameworks or subsidized psychological services offered by academic institutions. The social workers provide a range of services, including:

  • Emotional, economic, academic, and medical support throughout the year or during a crisis
  • Referrals for treatment in centers within the academic system or community
  • Referrals for diagnosing learning disabilities
  • Financial aid to eligible students
  • Referrals of students to financial aid funds

Academic support and assistance

The Student Authority collaborates with Dean offices of academic institutions to guarantee that new Olim receive their entitled benefits and rights in accordance with the policies of the respective institution.
Check your Oleh rights based on the institution by exploring the links below:

Social activities provided by the Student Authority

During the academic year, the Israel Student Authority collaborates with guides to arrange various social activities and trips across the country. These events are designed to foster a social network among Olim students, allowing them to connect with peers and immerse themselves in unique Israeli experiences. The authority also organizes a wide array of social and cultural activities. These include excursions to discover Israel’s rich heritage, events centered around Israeli holidays, cultural festivals, movie and theater nights, and communal Shabbat meals. All these initiatives aim to enhance the sense of community among students and deepen their connection to Israeli culture and society.

Evaluation for Academic Degrees

If you’re considering having your foreign academic degree transferred to Israel, you’re taking an exciting step toward expanding your career opportunities. You will gain recognition for your academic achievements, and because of Israel’s reputation as a world leader in innovation and entrepreneurship, you will be well-positioned to take your career to the next level.The process of evaluating foreign diplomas and secondary education certificates involves utilizing both Israeli and international criteria to determine eligibility. This service is intended to assist Olim and institutions from foreign countries in the process of enrolling in educational, training, and employment programs within Israel.

Guidelines for Evaluation

For academic degrees to be recognized in Israel, institutions must have a license, temporary license, or conditional license from the Council for Higher Education both at the time of enrollment and when the degree is awarded. The Council periodically updates and publishes a list of such licensed institutions. Students are advised to check the licensure status of an institution with the Student Authority before enrolling. Additionally, Olim students’ salary and position level in the public sector is influenced by their educational qualifications, making it crucial to ensure their degrees are recognized. If a degree does not meet specific criteria, students can fulfill the necessary requirements at the same institution where they earned their degree without needing to obtain a new one. They have the option to request a re-evaluation of their degree’s recognition within one year from the initial non-acceptance notification.

Documents to submit for degree evaluation

When applying for degree evaluation, the following documents must be submitted:

  • Israeli or foreign high school diploma
  • Certificate from a foreign academic institution attesting to the completion of the academic degree
  • Detailed transcript from the foreign academic institution, including the following information:
    • Enrollment date, starting date of studies, and completion date
    • List of courses studied
    • Number of frontal or other hours studied in each course and any other details required by the foreign institution
    • Number of academic credits awarded for each course
    • Details of any previous courses and studies recognized by the foreign institution and for which academic credits were awarded (Transferred Credits)
  • The exact address of where the studies took place
  • Certificates or official documents attesting to previous studies, if recognized for the degree

Discover more about the Evaluation of Foreign Degrees

Please note that the Ministry of Education offers an online system to evaluate academic degrees earned abroad. To use this system, you must first register before monitoring the status of your application.

The Division for Evaluation of Foreign Degrees

The Division for Evaluation of Foreign Degrees holds the authority to conduct, manage, and evaluate school exams. The unit also oversees a wide array of exams, such as matriculation exams, professional certification exams, technological high-school exams, and elementary-level exams.

Evaluating international credentials

If you’re considering having your foreign academic degree transferred to Israel, you’re taking an exciting step toward expanding your career opportunities. Not only will you gain recognition for your academic achievements, but because of Israel’s reputation as a world leader in innovation and entrepreneurship, you will also be well-positioned to take your career to the next level.

The process of evaluating foreign diplomas and secondary education certificates involves utilizing both Israeli and international criteria to determine eligibility. This service is intended to assist Olim and institutions from foreign countries in the process of enrolling in educational training and employment programs within Israel.

Evaluating high school diplomas

The Unit for the Evaluation of Secondary Education assesses foreign academic qualifications, comparing them to Israeli high school diplomas (Bagrut). It uses both Israeli and international criteria to compare foreign diplomas with Israeli ones. To submit documents, send a single PDF file (up to 10MB) to ‘[email protected]‘. Make sure to submit the following documents:

  • A clear scan of a government-issued ID or passport
  • A scanned copy of your certificate or ‘Tamtzit Rishum‘ (a standard information form by the Interior Ministry) indicating the issuance date or a country entry and exit form issued by the Interior Ministry
  • A copy of the original academic transcript (in its original language)
  • A copy of the high school diploma (in its original language)
  • A signed Hebrew translation, notarized (with the ‘red ribbon’) of the high school diploma and the academic transcript

Evaluating university and college degrees obtained abroad

You worked hard for your academic degree in the country where it was obtained. You will find out its local academic value upon applying to Israeli universities and colleges. The following checklist will help you find the perfect fit for your educational aspirations.

  • Who requires it?
    Individuals aiming to pursue further education in Israel, to present a dissertation or necessitate some recognition, which is also essential for employment linked to degree qualifications
  • Who is responsible?
    The Ministry of Education administers this process through its Division for Evaluation of Foreign Academic Degrees
  • Documentary Requirements
    You must prepare diplomas from secondary or academic institutions along with a grade transcript
  • Duration
    The process usually takes up to 45 days to complete.

Recognition of your Ph.D.

For recognition of a Ph.D., you need to provide the Division for Evaluation of Foreign Academic Degrees with the relevant information regarding the foreign Ph.D. you hold. This data will be submitted through the completion of this declaration form (note this document is currently available only in Hebrew).

Prerequisites - Psychometric Exam

Psychometric Exam (‘Israel’s SAT’)

The Psychometric exam is an Israeli version of the SAT. However, unlike the SAT, this test is used to help evaluate a student’s study eligibility for a specific major rather than to get accepted to a specific university.

The exam is designed to help predict the likelihood of academic success at academic institutions. It’s also used alongside other assessment tools, such as matriculation results, and to screen applicants for different fields of study. The test allows institutions to rank applicants on a standardized assessment scale.

Various courses are available for those interested or needing to improve their score before entering their first year of college.

Taking a preparatory course for the psychometric exam

As the saying goes: “Proper prior planning prevents poor performance.” A preparatory course for the psychometric exam can provide several benefits for test-takers. Firstly, it can help them become familiar with the format and content of the exam, which may reduce anxiety and increase confidence while taking the test. Additionally, a prep course can teach test-taking strategies and offer practice questions to help students enhance their performance. It can also offer individualized instruction and feedback, which may address specific areas of weakness for each student. Ultimately, investing time and effort into a psychometric prep course may lead to a higher score and greater opportunities for admission to desired academic programs.

To take the Psychometric exam (paper-and-pencil version), examinees must complete nine sections grouped into the domains of Verbal Reasoning, Quantitative Reasoning, or English.

Available languages

The Psychometric exam can be taken in either Hebrew or English. It’s recommended to take the test in the language in which you are most fluent. There is a combined version that includes both English and Hebrew, and some words are translated into several other languages.

The booklet for the Combined/English version is arranged from left to right, similar to English books. For the writing assignment in the test, you must use the language of the test. However, if you are taking the Combined/English version, you can choose to write the assignment in either Hebrew, English, Russian, German, Italian, Hungarian, Amharic, Portuguese, Dutch, or Spanish.

Be advised that the test in languages other than Hebrew and Arabic may not be available on every test date. It is recommended to check the availability of the test in your preferred language on the chosen test date. Additionally, tests in languages other than Hebrew and Arabic are only offered at specific test locations. If you register for a test in another language, you may not be assigned to your desired test location.
Please note that the test scores are not affected by the language in which the test is taken.

Students with learning disabilities

Israeli academia understands the challenges facing those studying with learning disabilities. Therefore, students with learning disabilities receive special accommodations when taking the exam. In this case, documentation should include a comprehensive evaluation by a qualified professional, a description of the functional limitations related to the disability, and recommendations for specific accommodations. Disabilities include:

  • Attention Deficit Disorder
  • Physical Restrictions
  • Mental Health Difficulties
  • Autism Spectrum Disorders (ASD)

Pre-Academic Preparatory Programs

Ulpan

An Ulpan, is a Hebrew immersion course offered throughout Israel where you can dive into the ancient language and learn to use it like a local. The Department of Adult Education in the Ministry of Education supervises Ulpanim of different levels throughout Israel that offer intensive Hebrew language courses that last 5 months.

1. Basic Ulpan
Ulpan courses cover basic speaking, comprehension, reading, and writing skills and take place 3-5 days a week, depending on the Ulpan’s location and program setting. New Olim are typically exempt from tuition fees but may be required to pay registration fees and fees for social activities.
In some cases, universities may request prospective students to undertake an Ulpan course even if they have already taken them.

There are three main types of Ulpan programs:

  • External city Ulpan that do not include accommodations
  • Ulpan in absorption centers, which include accommodations
  • Kibbutz Ulpan combining study, work, and room and board on a kibbutz

The Ministry of Aliyah and Integration has also expanded options for study in smaller groups, different hours, including evenings, and shorter duration of studies to meet the needs of various Olim groups.

All Ulpan programs begin sessions throughout the year based on the number of new Olim who register.

Enrolling in one of the youth Ulpan programs is highly recommended for students and young academics who want to learn Hebrew quickly. These include Ulpan for young academics such as Etzion (located in Haifa, Jerusalem, Ramla, and Be’er Sheva) and youth Ulpan like Beit Brodetsky and Ra’anana. Additionally, the Israel Student Authority offers a TAKA Ulpan in Ashkelon and Tel Aviv. These programs are designed specifically for younger students and academics and offer basic and advanced levels of instruction in Hebrew.

The Student Authority provides students in these Ulpanim with information and explanatory sessions, personalized advice throughout their studies, meetings with educational institutions, and tours, among other resources.

For more information vie our page about Hebrew Studies here

2. Where Ulpan Meets Master’s Degrees
The Israel Student Authority, in collaboration with several prominent academic institutions and the Jewish Agency, has introduced several exceptional program options for new Olim who wish to pursue a master’s degree.

In these programs, the first year is dedicated to learning introductory and prerequisite courses in English alongside an intensive Hebrew Ulpan course that includes over 800 hours of study. It’s a combined program of Hebrew Ulpan and academic courses for master’s degree seekers.

During the second year, students are integrated into the Hebrew-speaking program alongside other students.

This program offers a “soft landing” on campus, with support from the academic institutions and the Student Authority as well as subsidized housing for the first year, or partial assistance with rent. Additionally, eligible students can enjoy other subsidized benefits provided by the Israel Student Authority.

3. Summer Ulpan
Summer Ulpan is offered by the Ministry of Education to assist Olim with obtaining ‘exemption’ status in Israeli universities. The exemption status indicates that Hebrew proficiency is at the minimum level required to learn in Hebrew at a university. The levels range from 1-5 (Alef-Hey) and require a minimum number of interested students for the program to commence.
Held in July-August, the Summer Ulpan is from 4-5 weeks long, 5 days a week, with 5 learning hours per day.

Who can participate?

  • Prospective college and university students
  • Mechina and TAKA graduates
  • Students who reach an ‘exemption’ level as a final requirement for university acceptance
  • Ph.D. students under the age of 30

Curriculum
The Ulpan’s curriculum is designed to help students advance at least one level closer to exemption status. The program is recommended for students in Ulpan Level 2 (Ramah Bet) to prepare for the preparatory program, which is contingent on a minimum number of participants.

Be advised that payment for Summer Ulpanim is separate from the regular tuition fee and that the Student Authority does not cover the cost, except for TAKA graduates in some institutions. Also, the Student Authority extends support beyond funding tuition by partially subsidizing Hebrew/English language courses up to the exemption level offered throughout the academic program and in accordance with the class schedule.

Mechina

If you never took matriculation exams in Israel but still want to attend an Israeli college or university, don’t sweat over it. A Mechina is a program designed for new Olim who wish to attend university in Israel. Its purpose is to help students achieve the necessary levels of Hebrew, as well as an equivalency to the Israeli Bagrut necessary to qualify for regular university studies. However, some universities may not require a Mechina for students who do not have a Bagrut but meet other academic requirements. So, it’s essential to speak with a student advisor at the university to which you are applying before enrolling into a Mechina.
Mechina programs are offered by most academic institutions, such as:

Certain universities, such as the Hebrew University of Jerusalem, waive the psychometric test requirement for Mechina graduates.

A Smooth Path to Mechina
To enter a preparatory program, follow these steps:

  1. Check document submission deadlines (usually in June)
  2. Complete an online application on the program’s website
  3. Pay the registration fee
  4. Gather, translate, and notarize required documents
  5. Submit documents to the university
  6. Await an official acceptance letter to the preparatory program
  7. Pay the course tuition fee

Necessary Documents:

  • Hebrew test results (a link will be provided after completing an online application)
  • Mathematics test results (a link will be provided after completing an online application)
  • Completed and signed medical questionnaire by your physician
  • Confirmation of English proficiency for non native speakers: Amiram exam score— 60 and above, or equivalent IELTS and TOEFL scores
  • High school diploma together with a grade transcript

Olim Students who meet these specific criteria may be exempt from the Mechina program:

  • UK students who have a GCSE and at least 3 A-level exams in specific subjects
  • Canadian students who have an OSSD or a high school diploma and a CEGEP diploma in specific courses
  • US students who have taken at least 4 AP exams in certain subjects

For admission to a Mechina program, a minimum A2 level of Hebrew is required. If you have no prior knowledge of the language, you’ll need to take a summer language course at an Ulpan.

Please note this is a general list. Visit your selected program’s website for precise requirements. Additionally, some universities require knowledge of English at the A2B1 level, even for programs in Hebrew.

TAKA – A Prep Program for Academic Hebrew

Similar to the Mechina, Taka is an all-inclusive program designed to prepare Olim who are exempt from Mechina for academic life in Israel. TAKA is more specialized than Mechina as it focuses specifically on technology-related knowledge and skills. This bi-annual program, lasting 5-10 months, comprises of Olim from across the globe. It is open to students aged 18-32 with a bachelor’s degree or higher. Additionally, individuals with a high school diploma from abroad, equivalent to Israeli matriculation, can also apply. All applicants must meet the requirements set by the Student Authority.

Yael Hebrew Test

Hebrew proficiency is a prerequisite for admission to universities and colleges in Israel for those who wish to study in Hebrew. The YAEL Test assesses your Hebrew language proficiency and is intended for students without an Israeli Matriculation Certificate (Bagrut) or for those who have not taken a psychometric test in Hebrew. Achieving success on the YAEL Test can enable admission into various academic institutions in Israel and bring students closer to an exemption from taking further Hebrew language courses during their studies.

The YAEL preparation course is the most effective way to improve Hebrew language skills in a fun and engaging environment that caters to Olim. To be eligible for the course, students must be Olim who qualify for assistance from the Israel Student Authority. The course is designed to expand vocabulary, teach time-management skills and academic writing techniques, while fully preparing students for the YAEL test.

The Israel Student Authority also offers the option of taking the course during the TAKA program at academic institutions in addition to other assistance and scholarships it provides.

Post-Doctoral Research

Israel is a leader in cutting-edge research in various fields, consistently ranking among the world’s top countries. The Israeli government has established partnerships with numerous institutions and countries worldwide, providing funding opportunities for collaborative research. Israeli faculty members welcome international students and researchers to pursue Ph.D. or Post-Doctoral research, making it an excellent destination for academic study.

If you wish to engage in research in Israel, the initial step involves identifying an academic supervisor specializing in your field who is willing to oversee your research. Once you have identified a supervisor, you can commence the registration process through the host institution. Also, a postdoc fellowship in Israel provides resources and opportunities for international researchers to connect with supervisors, ensuring a fulfilling educational experience.

Learn more about the application process and available scholarships

The Ofek Program - Career Placement for Graduates

The “Ofek” program is designed for graduate Olim students who are motivated to secure a fitting job placement that utilizes their skills and education. Throughout the program, the participants receive individual mentoring by volunteer mentors who have senior positions in the student’s area of study, and together they build a strong social network with employers in the Israeli job market. The goal here is to integrate new Olim graduates into suitable careers.

Discover more information about the Ofek program

Transferring Academic Licenses

Are you a physician, dentist, pharmacist, nurse, veterinarian, lawyer, or accountant looking to be licensed in Israel? Lucky for you, the Ministry of Aliyah and Integration helps organize and fund preparatory courses for licensing exams for new Olim. It also offers a wide variety of helpful courses to help foreign professionals obtain an Israeli license in their field of expertise.

Doctors

The Ministry of Employment hosts 2 preparatory courses per year for medical doctors to obtain their licenses from the Ministry of Health. Each course lasts for 6 months and consists of medical terminology and professional studies in the field of medicine. The courses take place in one of the country’s hospitals, and upon completion, participants undergo an internal exam. Those receiving a score of 70 or above are entitled to a 10% bonus added to their governmental exam score.

The course is funded by the Ministry of Aliyah and Integration’s Department of Employment. Eligible participants receive assistance with living expenses and transportation in accordance with the Ministry’s regulations. Licensing is the
responsibility of the Ministry of Health.

Dentists

Dental professionals who are required by the Ministry of Health to pass a government exam to obtain a license will  receive a voucher. The voucher is given to one of the two preparatory courses for the licensing exams – theoretical or practical – according to the candidate’s choice. The preparation courses for dental professionals’ licensing takes place at one of the institutions recognized by the Ministry of Health as listed below:

  • The School of Dental Medicine, Tel Aviv University
  • The Faculty of Dental Medicine, Hadassah Ein Kerem in Jerusalem
  • The Institute for Continuing Education, Haifa
  • The College of Health Sciences and Behavior, Ramat Gan

Prospective candidates who wish to receive assistance should contact the admission advisor in their regional area to check their eligibility for the voucher. They can also submit an online request. Licensing falls under the jurisdiction of the Ministry of Health.

For more information, visit the Ministry’s website and check out the Department of Professional Licensing under Medical Professions.

Pharmacists

The Ministry of Labor offers government licensing exams preparatory courses covering professional and relevant material for pharmacists twice a year. The Ministry of Health administers these tests and is responsible for licensing. Eligible participants receive financial assistance for living and travel expenses in accordance with the Ministry’s guidelines. The courses last for six months and include an internal exam. Participants who receive a grade of 70 or above get a bonus grade added to their total score.

Nurses

The Ministry of Labor, in cooperation with the Nursing Administration in the Ministry of Health, offers preparatory courses for accredited nurses. The opening of the courses is subject to a minimum number of participants. During the course, participants are entitled to assistance with living expenses and transportation in accordance with the regulations set by the Ministry.

Nursing Program stages:

  • Prior to immigrating to Israel, individuals can submit an application for the recognition of professional status in nursing. The request involves providing the required documents to the Nursing Administration, as outlined on their website, available in 6 different languages.
  • Eligible graduates of nursing study programs abroad need to attend the Knowledge Complementation Program for the Functioning of a Registered Nurse in Israel. This program focuses on nursing matters specific to Israel. Successfully completing the program is a threshold for obtaining eligibility for the governmental registered nurse licensing exam. This requirement may be completed in several ways, including an online course or taking an exam.

For more information visit the Ministry of Health’s website

Veterinarians

The Ministry of Labor conducts a preparatory course annually for the veterinarians’ licensing exam. The exam date is set by the Ministry of Agriculture, the entity responsible for licensing. Participants who are eligible for funding also receive assistance with living expenses and transportation according to the Ministry’s regulations.

Opening the course is subject to the number of registered participants. It is hosted at the School of Medicine and Veterinary Medicine in the Faculty of Agriculture in Rehovot, and covers medical terminology and professional studies in the field of veterinary medicine. The course lasts 6 months, and participants take an internal exam upon its completion. Participants who receive a grade of 70 or above receive a bonus of 10 points, added to their total score on the Ministry of Agriculture’s exam.

Attorneys

Aspiring lawyers and legal practitioners in Israel, including those with foreign licenses, must complete 9 state law exams successfully. The Ministry of Aliyah and Integration provides biannual preparatory courses for these exams, comprising secondary courses in diverse legal professions. The initial course fee is exempt, but participants are responsible for the costs associated with the second course in the study cycle.

The courses are conducted during evening hours and eligible participants are assisted with travel expenses in accordance with Ministry regulations. The course is held in the Tel Aviv area and is contingent on the number of participants.
Legal licensing is the responsibility of the Israeli Bar Association.

Accountants

New Olim who want to continue working as accountants must pass exams given by the Institute of Certified Public Accountants in Israel. These exams cover commercial law, corporate law, income tax, and VAT. The Ministry of Aliyah and Integration offers preparatory courses for these exams. The first course is exempt from payment, but the second course does require a fee.

The courses are held in Tel Aviv, and their opening is subject to the number of participants. The courses take place in the evening and participants receive assistance with transportation according to the Ministry’s regulations.
Certification is under the responsibility of the Institute of Certified Public Accountants.

Teachers

Transferring your teaching credentials in Israel can be done in the following 4 easy steps:

  1. Contact your district counselors – Available as your main resource for any requests or questions you may have. The initial meeting with the district counselor will include a personal interview to gather information while entering it into the Ministry of Education’s database. Additionally, you will receive comprehensive explanations and guidance regarding the absorption process for Olim teachers.
  2. Recognition of foreign degrees – Academic degrees will be acknowledged upon submission of the original documents or certified copies, accompanied by Hebrew translations. These translations must be notarized by an Israeli notary. If required, free assistance with translation can be obtained through the Ministry of Aliyah and Immigration.
  3. Successful internship year – This is one of the prerequisites before receiving a teaching license.
  4. Professional advancement – The issuance of a teaching license is contingent upon meeting the following criteria:
    • Owning a recognized academic degree
    • Owning an acknowledged teaching certificate
    • Successfully completing the various requirements of a yearly internship

Shipping & Importation Rights & Benefits

Navigating shipping and importation into Israel is a big first step for Olim, whether you’re moving personal belongings or planning to bring over goods. From guidance on the processes, regulations, and benefits to understanding entitled exemptions, let’s equip you with all the necessary information to make your shipping experience stress-free.

Who’s Eligible for Personal Importation Rights?

The eligibility for personal importation rights is determined by several factors, including the status, age, and marital status as recorded on the entry document of the new Oleh. This assessment is made on the critical day of your first arrival in the country. When there is a shift in status to Olim, such as a transition from a tourist to an Oleh, these criteria are re-evaluated to align with the new circumstances.

 

The granting of importation rights is subject to these specific requirements:

  • Importation Authorization – Goods imported into Israel must be consigned in the name of the person holding eligibility rights
  • Intended Use – Items imported or purchased by eligible individuals must be used personally within Israel. The minimum usage period is 6 years from the date of release or purchase of the goods. For vehicles, this period is 4 years
  • Quantity Limitations – There are restrictions on the number of certain items that can be imported. Eligible families can bring a maximum of 3 television sets and 3 personal computers
  • One-Per-Category Rule – For other electronic devices, appliances, and major furniture pieces, eligible families may import 1 item per category
  • Release and Handling of Goods – The release of imported goods can be managed directly by eligible individuals or through customs agents who have been legally authorized via a power of attorney

Please keep in mind that these items cannot be lent, given, or sold to others, temporarily or permanently, before the stipulated period ends. This applies irrespective of whether you receive payment or offer the goods for free. Deviating from this rule is considered a violation of the exemption terms.

Visit the Customs Authority website here

Duration and Extension of Eligibilities

There are timelines and conditions under which Olim can import goods into Israel. Understanding these eligibility periods is crucial for effectively planning and utilizing your rights to import personal items, clothing, household goods, and even vehicles. Each category of goods has a specific timeframe within which they can be imported, aligned with your entry date and status approval. Let’s explore the eligibility guidelines to ensure you can make the most of your benefits during your transition to life in Israel.

Eligibility Periods for Various Goods

  • Personal items – Eligibility is determined based on the Olim’s entry date into Israel
  • Clothing & footwear via Postal Service – These can be imported on the entry date or within a window of 30 days prior or up to 3 months following the entry date
  • Household Items, Tools, and Machinery for Businesses – Import is permitted within 3 years starting from the date the status is approved
  • Vehicles – Similar to business tools, vehicles can be imported within a 3-year timeframe from the date of status approval

Extending Eligibility Periods

There are several cases and conditions where Olim are entitled to extending eligibility periods:

  1. Military Service – If an Oleh is drafted for mandatory IDF military service during their eligibility period, this time is not included in the eligibility countdown. The remaining eligibility period before enlistment resumes once military duty is completed.
  2. Academic Pursuits – Olim who enroll as full-time students in an accredited academic institution within 18 months of their decisive entry and study continuously for up to 5 years (longer for medicine and law students) are eligible for an extension. The eligibility period extends by 1 year from the end of their studies. This extension is neither frozen nor prolonged, even if the student leaves Israel immediately after graduation.
  3. Extended Stays Abroad – If an Oleh spends over 6 consecutive months abroad during their eligibility period, they can apply for an extension. This is done through an eligibility web form for Olim who have been away for more than 6 months, eliminating the need to visit customs offices or send documents.
  4. Exclusions for a Returning Minor (Katin Chozer) – Please note that an extension does not apply to returning minors under case 3.

Opening a Customs File Upon Arrival

Upon arrival in Israel, the details of Olim are automatically transmitted to the customs authorities by the Ministry of Aliyah and Integration, initiating the creation of a customs eligibility file. Essential documents for this process include a certification from the Ministry of Aliyah and Integration, the Olim’s foreign passport with the Aliyah visa or an Israeli passport (Ezrach Oleh or Katin Chozer), and, for married individuals, their spouse’s passport.

Spousal Shipping Rights

There are conditions under which spouses of Olim can exercise their rights regarding household items. It is important to understand how these rights apply, whether both spouses share the same status or different ones, and the significance of mutual documentation verification. Additionally, there are specific exemptions for previously released goods and the eligibility criteria for re-exemption based on the duration since the initial release. This information is vital for couples looking to make the most of their rights and benefits during their transition to life in Israel.

Eligibility for household item exemptions for spouses operates under certain conditions:

  • Unified or Varied Status – Spouses can avail themselves of household item rights regardless of whether they share the same status or have different statuses
  • Mandatory Passport Review – For either spouse to receive an exemption, authorities must review the passport of the other spouse. This step is crucial for validating the eligibility
  •  Restriction on Previously Exempted Goods – Goods that have already been granted a tax exemption, either under the rights of the eligible individual or their spouse, will not qualify for a subsequent exemption
  • Time-Based Eligibility for Re-Exemption – In cases where one spouse had previously availed an exemption for certain goods before their marriage, and 6 years have passed since those goods were released, the other spouse may then be eligible for an exemption on similar goods.

What Items are Eligible?

Upon receiving eligibility approval, you can import goods in Israel without the burden of paying taxes. This exemption, as of 2024, covers various items, including personal belongings, household items, portable work tools, and equipment or machinery used for business purposes. Additionally, there is a provision for a partial tax exemption on motor vehicles. However, it’s important to note that this tax exemption is conditional.

Importing Personal Belongings

When importing household items to Israel, it’s essential to understand the specific exemptions and guidelines to ensure a smooth process while also avoiding unnecessary taxation.

Regarding personal belongings, there are specific guidelines for items that can be brought into Israel:

  • Clothing, Footwear, and Personal Toiletries – These should be in quantities typical for hand luggage
  • Alcoholic Beverages – Each individual aged 18 and above is allowed to bring 1 liter of alcohol, liquor, or spirits and 2 liters of wine
  • Alcoholic Cosmetics (Perfumes) – Up to 1/4 liter (250 ml/8.45 fl. oz.) is permitted per person
  • Tobacco Products – The limit is set at 250 grams/8.81 oz., which equates to about 200 cigarettes or one carton
  • Other Miscellaneous Items – Items for personal use or as gifts, valued at under $200 USD per entrant aged 2 and above, are allowed. Within this $200 limit, you can include up to 3 kilograms (6.61 pounds) of food, with each food type not exceeding 1 kilogram (2.20 pounds). However, some items are prohibited from import (details provided elsewhere)

For personal belongings, there are also certain tax exemptions and import guidelines, including:

  • Tax Exemptions – Tax exemptions for imported items are specific to each individual and cannot be combined to cover higher-value items. If the value of a single item exceeds $200 (USD), the full value of that item is taxable, not just the excess over $200
  • Eligible Household Items – Eligible items for import include general household goods typically found in a residential apartment. This excludes items meant for permanent installation, such as plumbing supplies, building materials, flooring, or wall coverings (e.g., wallpaper, tiles, marble)
  • Importation Period – Household items must be imported within a 3-year eligibility period from your date of return to Israel
  • Number of Shipments – You may import household items in up to 3 separate shipments
  • Accompanying Luggage – If you choose to bring a household item with you as accompanying luggage upon your return to Israel, it will not be taxed and is not counted as one of your 3 eligible shipments. However, you must go through the RED CHANNEL to declare these goods and follow any further instructions.

Importing Hand Tools

For an Olim looking to import hand tools into Israel, there are specific conditions to be aware of during the eligibility period:

  • Purpose – The tools must be intended for professional use, as verified by a customs official
  • Type – Only tools that are portable and carried by hand are eligible, according to the Customs Tariff
  • Value Limit – The total value of the tools, as appraised at the port of importation, should not surpass $1,650 USD (as of 2024)

Importing Business Machinery

For Olim establishing businesses in Israel, there’s a tax exemption available for machinery, devices, and tools used in industry, crafts, agriculture, or other approved activities. Here are the key conditions for this exemption:

  • Value Limit – The total value of the equipment, including portable tools, must not exceed $36,000 (USD); this is included with the value of portable tools capped at $1,650 (USD) (mentioned above)
  • Usage and Location – The equipment must be utilized within the premises of the eligible Olim’s factory, workshop, farm, or business
  • Director’s Approval – The exemption is based on the Director’s approval and requires a bank guarantee for the amount of the taxes as a condition

Importing Items Through the Post

When receiving postal packages containing household items, these are counted as one of your tax-exempt shipments. However, there are specific conditions for packages containing only clothing and footwear to be exempt from taxes and not considered part of your shipment allowance:

  • Timing of Arrival – The package must arrive in Israel within 30 days before your entry, on the day of your entry as accompanying luggage, or within 3 months after your entry
  • Content Restriction – This exemption specifically applies to packages containing only clothing and footwear

Vehicle Importation

As a new Oleh, you might be considering importing motor vehicles. In this case, according to customs regulations, the term “motor vehicle” includes:

  • Motorcycles – Two-wheeled vehicles designed for personal transportation
  • Passenger Cars – Vehicles classified under types M1 or M2, as per Regulation 271A of the traffic regulations, intended for passenger transport and not exceeding a weight of 3,500 kilograms

Ways to Emport Vehicles

When importing a vehicle into Israel, you have 2 primary options to consider, each with its own set of procedures and requirements:

  1. Using a Vehicle Importer
    • Convenience – Opting for a professional vehicle importer offers ease and efficiency. These experts handle all aspects of the import process, from paperwork to customs clearance
    • Expertise – Importers are well-versed in the regulatory landscape, ensuring compliance with all Israeli import regulations and avoiding common pitfalls
    • Cost – While this option adds a service fee, it can save you time and potential complications, making it a worthwhile investment
  2. Importing on Your Own
    • Direct control – Handling the import process yourself gives you direct oversight of every step, from selecting the vehicle to managing its shipment and customs clearance
    • Cost Savings – By bypassing the importer’s fee, you might save money. However, be prepared for the detailed work of navigating the import regulations and procedures

Vehicle Importation Guidelines

When considering importing a vehicle to Israel, it’s essential to understand the specific requirements regarding the vehicle’s origin, standardization, and documentation. Here’s an overview to guide you through the process:

  1. Country of Manufacture and Standards:
    • European Commonwealth Standards – Israel’s vehicle standardization aligns with European norms. A Certificate of Conformity (COC) is required to demonstrate compliance
    • US and Canadian Standards – Vehicles adhering to the US FMVSS or Canadian CMVSS are eligible for import, regardless of manufacturing location. Documentation needed includes a Certificate of Title and a CARFAX report detailing the vehicle’s history
  2. Import Approval and Maintenance:
    • Model Approval – Verify if your vehicle model is permitted for import by consulting with a certified car importer in Israel
    • Maintenance Services – Before clearance, you’ll need a certificate from a local importer or a licensed garage confirming their ability to provide maintenance and original parts
  3. Special Requirements:
    • The speedometer must display kilometers
    • Vehicle signals should conform to the European code
  4. Import Process:
    • Title Ownership – Ensure you have a clear title. Leased vehicles or those with ownership disputes may face import delays
    • Shipping – Vehicles are typically shipped in containers, possibly with household goods. A structural support ensures the vehicle’s stability during transport
    • Insurance – Check with your insurer about coverage options, noting that some only offer total loss policies for used vehicles

Tax Rates on Imported Cars

Olim enjoy a significant tax benefit when importing cars into Israel, paying a reduced tax rate of 50% compared to the standard 92% rate applicable to native Israelis. This benefit is further complemented by VAT applied to the car’s total value post-tax.

Here’s a breakdown of how these taxes are calculated:

  • Car Tax Calculation – The initial tax is 50% of the car’s global market value
  • VAT Calculation – VAT, set at 17%, is then applied to the sum of the car’s value and the initial car tax

The evaluation of a car for tax purposes in Israel is conducted by Customs Tax (Meches ), which assesses the vehicle’s global market value. In instances where Meches challenges the declared value of the car, the importer and the Oleh have the right to appeal the decision in writing.

For more information regarding the document and process in order to clear vehicles through Meches, visit the Israel Tax Authority here.

Terms & Conditions for Customs Benefits

  • The benefit must be utilized within 3 years from Aliyah, with possible extensions for IDF service, academic pursuits, or prolonged overseas stays
  • The benefit covers motorcycles and passenger cars (M1 or M2 class, under 3,500 kg)
  • The vehicle must be registered in the Oleh’s name and is restricted to personal use for 4 years post-import, after which ownership transfer and driving permissions can be freely managed

For detailed inquiries or to remove the post-import restriction, Olim are advised to contact the Customs Authority directly at [email protected]

Transporting Pets

Looking to make your move to Israel with your furry companion? We’ve got you covered. Israel’s Ministry of Agriculture and Rural Development oversees the importation of animals, including dogs and cats, into Israel. This supervision aims to prevent the introduction of animal diseases, safeguarding public health and animal welfare.

Which Pet Can Purchase a Plane Ticket?

  • Dogs and cats that are at least 4 months old
  • Dogs must be vaccinated and implanted with an electronic microchip compliant with regulations

How to Prepare

  • Apply For an Import License – Prior to your travels, you must fill out this application form (in Hebrew) and obtain the license for your pet from the Israeli Ministry of Agriculture’s Director in Veterinary Services. Following the payment, the receipt must be kept for future notice
  • Health Certificate – Acquire a veterinary health certificate from a government veterinarian in the country of origin, signed no more than 11 days before flight departure
  • Health Certification Inclusions – To ensure that your pet is free of infectious or contagious diseases, you must include proof of rabies vaccination within 12 months before entry to Israel, with at least 1 month passing since vaccination, as well as a confirmation of a normal rabies antibody level (above 0.5)
  • Import Notification Submission – Submit an import notification and a photocopy of the veterinary certificate to the Ministry of Agriculture’s veterinary services via email ([email protected]) or fax (03-9485869) at least 2 business days before arrival

Airline Restrictions

Please note that airlines have their own guidelines when it comes to bringing your pet on board. For pets weighing up to 15 lbs, including their carrier, there’s an option to fly in-cabin, though availability is limited.

Booking a pet seat is possible only after receiving approval for Aliyah flight reservations. Given these constraints, exploring alternatives for your pet’s travel is advisable. A pet travel service or airline offering cargo plane transport for animals can provide reliable solutions.

The International Pet and Animal Transportation Association (IPATA) is a valuable resource for assistance.

Before Arriving in Israel

Once you’ve submitted your import notification and veterinary certificates, keep an eye on your email for a confirmation from the Ministry of Agriculture’s veterinary services. It’s crucial to wait for this official permission before proceeding with your travel plans involving your pet. Without this approval, you risk being unable to board your flight or facing complications upon arrival in Israel.

To avoid any inconvenience, make sure to complete all required steps mentioned above and receive your confirmation well in advance of your departure date. This approach ensures a smooth journey for you and your furry companion, allowing you both to embark on your new adventure in Israel without any setbacks.

Upon Arrival

  • Entry – Animals can be brought through Ben Gurion Airport, Haifa Port, Ashdod Port, and the Eilat Port
  • Plan Your Flight Accordingly – Plan your flight according to inspection hours at cargo terminals in Israel: Sunday-Thursday from 06:00 on Sunday until 24:00 on Thursday. For port entries, coordinate by phone.

 

For information regarding entry and cargo terminal hours, directly contact the ports below:

  • Eilat Port: 08-6323054, 050-6241350
  • Port of Ashdod: 08-8565673
  • Haifa Port: 04-8623647

Transportation Rights & Benefit

Familiarizing yourself with the transportation benefits you’re entitled to as an Oleh is a big step in easing your transition into life in Israel. The country prides itself on an accessible and efficient public transportation system, offering various subsidies and special passes specifically for Olim. Let’s outline some of these key benefits.

Driver’s License

Converting a Foreign License

If you’re planning to live in Israel, it’s crucial to understand the regulations regarding driving with a foreign driver’s license. You are allowed to drive legally with your foreign license for the first year after making Aliyah. Beyond this initial year, you must obtain an Israeli driver’s license to continue driving legally. This process of transitioning to an Israeli license is a mandatory step to ensure you comply with local driving laws.

Renewing Your Driver’s License

Starting from October 1, 2021, the validity of your Israeli driver’s license (including a photo ID) extends until you turn 70 years old unless specific conditions necessitate a shorter validity period of 2 or 5 years. However, if your driver’s license was issued before October 1, 2021, and it displays an expiration date, you must renew it even if you are under 70.

Your First Driver’s License

If you made Aliyah and are ready to start your driving journey, you must know a few things to get started. In Israel, you can begin learning to drive from age 16.5. The Ministry of Transport and Road Safety provides a comprehensive English website that guides you through obtaining an Israeli driver’s license. The process includes both a written exam and a road test.

Initially, you must determine the category of license you require; for non-commercial vehicles, a type ‘B’ license is necessary. Next, complete the online driver’s license application and submit a health declaration. You will receive a text or voice notification detailing the next steps.

 

Steps to obtain your first driver’s license in Israel

  • Step 1, Acquire a Green Form (Form Rashal 18)
    The initial step in obtaining a driver’s license in Israel involves getting a green form, known as Form Rashal 18. This form verifies your health status and confirms you don’t have any medical conditions that could impact your safety or that of others while driving. You must also provide an eye examination report from a licensed optometrist and a general health certificate from your family doctor. Soldiers are required to obtain additional approval from a military doctor. The green form can be obtained at various centers across the entire country.
  • Step 2, Take the Theory Test
    At 15.5 years old, you can take the Theory Test, which assesses your understanding of traffic laws, signs, and basic vehicle knowledge. This test is available at one of the twenty designated centers nationwide (Hebrew site). You can book and pay for the test online (Hebrew website)
  • Step 3, Completing Driving Lessons & Taking the Road Test
    Once you (hopefully) pass the theory test, the next step is to undertake driving lessons with a certified instructor. You must be at least 16 years and 9 months old to take the road test. You are eligible for the road test after completing a minimum of 28 required lessons and passing the internal assessment. This comprehensive training ensures that you are thoroughly prepared and meet the necessary standards for driving certification.

In Israel, every citizen is eligible to obtain a driver’s license. However, it is important for individuals with health conditions to report these to the relevant authorities for proper assessment. This ensures that all drivers meet the safety standards required for operating a vehicle.

Junior license

In Israel, those under 24 years old who obtain their driver’s license are first issued a junior license (nahag tzair). This license requires you to drive under the supervision of an experienced driver for 6 months. After this period, you can submit a declaration to upgrade to a permanent driver’s license. This process is designed to provide new drivers with the necessary experience and mentorship to ensure they become confident and responsible drivers.

Disabled Parking Permit

In Israel, those with physical disabilities are granted special privileges, including eligibility for a Disabled Parking Badge. This permit, issued by The Ministry of Transport and Road Safety, is intended for people with permanent or significant mobility impairments. The badge facilitates easier parking access, enhancing convenience and accessibility for those facing mobility challenges.

Determine if you qualify for a Disabled Parking Permit

Car Rental Services

Although Israeli drivers aren’t known for their roadside manners, renting a car for travel within Israel is both convenient and generally straightforward. Israel has a modern and extensive road network covering the entire country. Road signs are displayed in three languages – English, Hebrew, and Arabic – which significantly eases navigation for visitors. Like in most European countries and the US, driving in Israel is on the right-hand side of the road. Additionally, GPS systems and maps available in English further simplify the driving experience for those unfamiliar with the area. This makes car rental a viable and often preferred option for exploring Israel’s landscapes and cities.

Renting a car in Israel is convenient and flexible for tourists to explore the country. It allows you to travel to various destinations at your own pace, providing a sense of autonomy and ease. This option is particularly attractive as it comes with a fixed fee, making it easier to budget for travel expenses. The roads in Israel are generally well-maintained, which further enhances the convenience and enjoyment of traveling by car. Whether you’re planning to visit major cities, historical sites, or scenic landscapes, renting a car can be an excellent choice for your Israeli adventures.

Daily/Hourly Car Rental Servicesa

In Tel Aviv and many other cities across Israel, an increasingly popular and convenient option for transportation is renting a car by the minute. Several companies like AutoTel, My Car Israel (Hebrew website), and Go To Global are pioneering in this sector, offers car-sharing services that are billed by the minute. This transportation model provides the freedom to travel comfortably and flexibly, often at a lower cost than owning a private car or frequently using taxis. These services are especially beneficial for short, spontaneous trips or when you need a vehicle for just a part of your journey, making it a versatile choice for both residents and visitors in urban areas.

How Does it Work?
The process to access the minute-by-minute car rental services is straightforward and user-friendly. You can start by visiting their websites, where the registration process typically takes less than five minutes, with automatic confirmation. The essential requirements are typically a valid driver’s license and a payment method. Once registered, you can use their apps to locate and reserve the nearest available vehicle through the vehicle map. This ensures the vehicle is held for you. With these services, you have the flexibility to travel from one point to another and conclude your trip by parking the car in spaces designated for these vehicles, in a Blue and White parking area, or any other legally permitted parking space. This convenient service offers an easy and efficient way to navigate around the city.

Military and National Service Rights & Benefits

Understanding your obligations and opportunities regarding military service is beneficial for those eligible or interested. Israel’s army and national services offer various pathways for Olim, balancing duty with Integration. Let’s get into what you need to know in terms of rights and benefits.

Rights & Benefits from the Ministry of Aliyah

Some of the rights provided by the Ministry of Aliyah rights for Oleh Chadash soon-to-be soldiers include:

  • Pre-military preparatory programs
  • Orientation for parents of recruits (malshabim)
  • Service deferrals for academics
  • Fixed income and supplementary income benefits
Contact or learn more about offered privileges

Rights for Lone Soldiers

Soldiers with no Family in Israel

The IDF might be the only military in the world that has a special category for soldiers whose parents don’t live in the country. They are referred to as lone soldiers (chayalim bodedim). Many lone soldiers from America have obtained this status via programs like the Garin Tzabar.

As Olim, lone soldiers are offered several privileges and benefits that their native Israelis are not. Lone soldiers may be without families, but special benefits ensure that they won’t be lonely. They include:

  • Yom sidurim (Day of errands) Since lone soldiers often have to run errands that soldiers who still live at home with their parents don’t, they are extended a monthly day off (24 hours) to run whatever errands they need to.
  • Lone soldiers are also granted a 30-day leave to visit their family abroad. Leave may also be granted during visitation within Israel
  • Financial Aid
  • Psychological support
  • Kibbutz living and more for lone soldiers

 

Kibbutz living for lone soldiers

Some lone soldiers prefer to live in the city, while others prefer the country. For those preferring the latter, the ‘Hamsa’ program offers accommodations in kibbutzim, providing a communal and supportive environment.

Interested in the Hamsa program? Click here (Hebrew site) to apply or learn more.

Discharged Olim Rights and Benefits

The State of Israel, under the ‘Discharged Soldiers Law,’ offers special benefits and financial assistance to individuals who have completed their army service or National Service. These benefits encompass a release grant (Hebrew site), a personal deposit, and an additional assistance fund.The release grant and deposit amount is determined by multiplying the number of months served in the military by a set monthly rate. This financial assistance is disbursed monthly and is provided automatically to eligible individuals.The ‘Discharged Soldiers Law’ ensures that the assistance given to discharged soldiers does not reduce or conflict with any support the Oleh might be eligible for from the Student Authority. Essentially, this allows Oleh students to benefit from both the discharged soldiers’ assistance after completing their military or national service and the full assistance from the Student Authority (Minhal hastudentim) for their academic studies, based on their eligibility.

Rights for Discharged Lone Soldiers

Because Lone Soldiers Still Need Support When They Finish Their Service

A lone soldier’s appreciation doesn’t end with their discharge. After completing their service, they are still eligible (and deserving of) support. That’s why the Defense Ministry extends the following benefits to those who finish their service:

  • Release Grant – The Release Grant will be directly deposited monthly to the veteran’s bank account. The amount of money and duration of the deposits depends on the nature of the service and seniority. The grant lasts anywhere from 10-12 months and is offered to all soldiers, regardless of Olim status.
  • Bonus – An initial bonus will be granted to soldiers. The amount of money given depends on the orientation of the service. A combat soldier is entitled to an additional bonus, which can be spent on one of the following:
    • Academic studies
    • Trade school
    • Their wedding
    • Real estate purchase
    • Establishing a business
    • Driving school
  • Residence – Discharged soldiers will have up to 3 months of rental assistance, including help with purchasing essential household furniture equipment from government resettlement funds and a rental apartment assistance grant for discharged lone soldiers. To learn more about the bonus and other benefits awarded to lone soldiers, click here.
  • Grants for vocation A one-time grant of 5,000 NIS will be provided to newly released lone soldiers for vocational assessment.
  • Preparatory studies Newly released lone soldiers are eligible for a 1,500 NIS for a psychometric preparator

Organizations Assisting Current and Discharged Lone Soldiers

Support groups for Lone Soldiers

IDF troops without family in Israel won’t be left to navigate their service alone. In addition to the Hamsa program and all the benefits mentioned, several non-profit organizations are dedicated to supporting lone soldiers in need. These organizations provide a range of resources and assistance, including:

  • Ach Gadol (big brother) – Offers unparalleled support, guidance, and personal counseling to lone soldiers by providing them with ‘Big Brothers,’ who are more than just volunteers. They were once lone soldiers themselves, having completed their military service. With their firsthand experiences and invaluable insights, they possess the power to equip each lone soldier with the essential tools they need to thrive.
  • Habayit shel Benji Named after a lone soldier killed in battle, Habayit Shel Benji (Benji’s house) is a house in Ranana for lone soldiers to live and relax during their time off from military service. Every soldier is treated to the utmost comfort and convenience with an air-conditioned sanctuary, complete with cable TV and a wireless internet connection. Throughout the entire service, soldiers can savor the delights of home-cooked meals and the luxury of having their laundry meticulously taken care of by dedicated volunteers.
  • A Warm Home for Every Soldier Provides lone soldiers with services such as accompanying and aid for injured soldiers, solving any payment issues with service providers, providing adoptive families for lone soldiers, and providing them with vital tactical equipment.
  • Thank Israeli Soldiers – The non-profit organization, Thank Israeli Soldiers, offers free services to discharged lone soldiers. This includes money management, work placement to cash in on your NIS 10,000 bonus (Avodah Muadefet), leadership seminars, and transition to civilian life seminars.
Visit our page on military service to learn more

Entrepreneurship Rights & Benefits

In Israel, new Olim are presented with a range of rights and benefits designed to facilitate and encourage entrepreneurship. Recognizing the unique challenges and opportunities that come with starting a business in a new country, various organizations provide substantial support to these entrepreneurs.

Before taking the leap and becoming an independent entrepreneur (Atzmai) in Israel, it’s crucial to get sound professional guidance and advice from legal and accounting experts as the Israeli business landscape differs from that of the U.S. or Canada, legally and culturally. Therefore, if you’re an American or Canadian looking for a reliable accountant in Israel, check out the AACI’s List of Accountants. Make sure to open a file (Tik) with the Income Tax Authorities (Mas Hachnasa) and the National Insurance Institute (Bituach Leumi).

Grants and Taxes

Government Support – The Israeli government offers grants and loans to promote business growth, with tax holidays for eligible companies, potentially lasting from 2 to 15 years.

MATI - Assistance for Entrepreneurs

MATI provides a diverse array of services tailored to individuals venturing into entrepreneurship. If you’re embarking on a business journey, contacting your local MATI office is highly recommended. Their services for Olim (those who have been in Israel for up to 10 years) are free of charge and supported by the Ministry of Klita. Some of the invaluable services they offer include:

  • Personalized one-on-one counseling to guide you through the initial stages, aiding in creating a well-structured business plan.
  • Courses on opening, running, and financing a business in Israel. These courses are frequently conducted in Hebrew, while English-language courses are significantly subsidized, making them accessible to all.

For those seeking guidance on securing business loans or looking for professional mentorship, MATI has you covered. Their mentorship program matches you with experienced experts with in-depth knowledge of the Israeli market, providing a personalized and comprehensive mentoring package. New Olim can benefit from up to 20 hours of free business mentoring with a recognized business coach sponsored by Mirsad Haklita.

For more information about the range of services MATI offers, reach out to your local MATI office. They are here to support and empower you on your exciting entrepreneurial journey.

Retirees' Rights & Benefits

Retirement in Israel opens up a chapter filled with opportunities and benefits specifically designed for retirees. Embracing this new phase of life as an Oleh offers unique advantages, from discount on public transportation to financial benefits aimed at ensuring a comfortable and fulfilling retirement. Let’s learn more about the benefits that await.

The Absorption Basket for Retired Olim

The retirement support you’ve always envisioned in Israel begins the moment you arrive. The Ministry of Aliyah and Integration provides a financial safety net through an Absorption Basket (Sal Klita). This may include assistance with living expenses and help with housing costs. Tailored specifically for those who qualify under Israel’s retirement age, this initiative ensures that your transition into Israel’s society as a retiree is as smooth as possible.

Eligibility for Sal Klita requires a new Oleh identification card (Teudat Oleh) and meeting the full criteria for new Oleh status. Additionally, those who have lived in Israel for up to 24 months, whether in one stretch or cumulatively over the 3 years prior to obtaining new Oleh status, can also access these benefits, making your move to Israel more comfortable.

Special Old-Age Benefit for Retirees

Israel further ensures the well-being of its retired Olim through the National Insurance Institute (Bituach Leumi). This system offers a special old-age benefit for those who might not be eligible to receive the standard old-age pension, ensuring that all retirees have access to financial support.

This benefit, funded by the Ministry of Finance, is designed for new Olim who made Aliyah after reaching the required retirement age (67 for men and the retirement age for women) without qualifying for old-age insurance.

In order to receive this special benefit, eligibility is based on the following criteria:

  • Marital Status and Allowances:
    •  A married woman becomes eligible for this benefit upon reaching the age for an old-age pension as mentioned above, assuming her spouse does not receive a pension under the law.
    • Eligibility extends to retirees whose spouses are not beneficiaries of any allowance from Bituach Leumi. This includes men whose spouses may receive an old-age or work disability pension, provided the spouse has reached the pension age.
  • Income Test:
    • The special old-age benefit is contingent upon passing an income test, differing from the regular old-age pension, which does not apply an income test after reaching pensionable age.
    • For those under 70, eligibility depends on whether their work income falls below a certain threshold, which varies based on family composition. As of January 2024, the threshold is set at NIS 9,208 for singles and NIS 12,277 for couples.
    • Non-work income eligibility is determined if the combined non-work income of an individual and their spouse does not exceed the amount of the old-age pension (Havtachat Hachnasa) entitled to them, based on family composition and age.

 

Long-Term Care Benefits

After making Aliyah, adapting to a whole new healthcare system might seem a bit challenging, especially for those in need of long-term care. Thankfully, Israel is committed to supporting its elderly and those with health challenges by offering long-term care benefits.

This benefit is designed for retirees who require assistance with daily activities or need supervision for personal and public safety. The aim is to alleviate the burden on families by providing the necessary care and support through both the public and private sectors.

To apply, Olim must meet the criteria and fill out a specific claim form to access these benefits. This form requires information about any income from abroad and must be accompanied by relevant medical documentation. The completed claim should be submitted to Bituach Leumi, which is responsible for evaluating and granting long-term care benefits.

Beneficiaries have the flexibility to choose the type of care that best suits their needs. Options include residing in a nursing home or receiving care at home from in-home care workers or foreign workers. The National Insurance Institute facilitates this assistance, ensuring that individuals receive the care they require within the comfort of their homes.

Receiving Retirement Benefits From Your Country of Origin

Regarding retirement benefits for Olim, particularly those from the U.S., there’s good news. Contrary to common misconceptions, U.S. citizens who make Aliyah can typically continue receiving their Social Security payments while living in Israel. However, there’s an important caveat for those aged between 62 and their full retirement age (which varies based on birth year): if you work more than 45 hours per month, your Social Security benefits may be temporarily suspended until you either reduce your working hours or reach full retirement age.

Healthcare

Although there’s no doubt that Israel’s warm sunshine and refreshing sea breeze contribute to a healthy lifestyle, the country offers an exceptional healthcare system accessible to all, regardless of age or pre-existing health conditions. Let’s get into the details.

In Israel every Israeli citizen has the right to join 1 of the 4 major health maintenance organizations (Kupat Cholim) that operate nationwide, including:

Clalit
Meuhedet
Maccabi
Leumit

Membership in these Kupot Cholim is guaranteed by law for every Israeli resident, ensuring no one is excluded due to medical history or health status. Each provides medical services through its network of facilities, allowing members to choose their preferred healthcare professionals.

Please note that an individual who receives a senior citizen’s pension without an additional income supplement will be charged NIS 223 for health insurance. In cases where a man receives a senior citizen’s pension that includes an extra amount for his wife, or when both spouses each receive their own old-age pensions, the health insurance fee deducted from the man’s pension will be NIS 321.

Visit our page on healthcare for more information

Public Transportation

Navigating through Israel becomes significantly easier and more affordable, especially for seniors. Israel offers remarkable travel discounts for its elderly population to ensure mobility and independence. Individuals aged 75 and above are entitled to free travel on all public transportation modes, a gesture that underscores the country’s commitment to supporting its senior citizens. Additionally, senior citizens, defined as women over 62 and men over 67, benefit from a 50% discount on fares once they obtain their senior citizen ID.

To access these benefits, seniors need to have a Rav-Kav card (the Israeli train/bus pass) or set up a dedicated 75+ profile on the mobile app, known as a Zahav Kav. For those who do not yet possess a Rav-Kav card, it can be easily acquired through various public transport payment apps, some being available only in Hebrew, such as Moovit, Pango, Rav Pass, or Cello. Existing Rav-Kav cardholders must update their profile to “2” to enjoy free travel.

Explore travel fares and discounts

Housing

Assistance from the Ministry of Aliyah and Integration

As you embark on your retirement journey in Israel, finding the right home is key to enjoying your new chapter in life. Whether you prefer the independence of an apartment, the community spirit of retirement villages, or the comprehensive care of assisted living facilities, Israel offers a diverse range of housing solutions. The range of options is available to ensure your golden years are as enriching and comfortable as possible

To be eligible for housing solutions and assistance from the Ministry of Aliyah and Integration, a retiree must meet the following criteria:

  • Be recognized as “elderly” by the Ministry at the time of their application
  • Possess an ID card (Teudat Zehut) with an “elderly” status issued by the Ministry of Housing and Construction
  • Be recipients of an old-age pension and income supplements from the National Insurance Institute (Bituach Leumi), or a disability allowance from the Ministry of Finance, which may qualify them for housing assistance.
  • Fulfill the criteria for being considered “without housing”: An individual or each family member who, at the time of application submission, has not held any rights—either individually or jointly with others—to an apartment, a part of an apartment, or an apartment under construction within the past 10 years.

Funding for Your Living Arrangements

In Israel, the journey into your retirement is supported by a system designed to alleviate the financial burden associated with elderly housing and care. Recognizing the challenges some seniors face in affording proper care and living arrangements, Israel offers a variety of financial assistance programs. The goal is to ensure that aging is a phase of life marked by comfort and without financial strain.

This support ranges from financial aid for placements in retirement homes or hospitals to monetary reimbursements for care-related expenses and assistance for those choosing to age gracefully at home. Reflecting a shift towards home-based care, recent initiatives emphasize the importance of enabling seniors to remain in their familiar environments as long as possible, in line with the principles of the Long-Term Care Insurance Law.

Here’s an overview of the available funding sources and conditions for eligibility:

  • Independent Living or Retirement Homes – Financial support for seniors who cannot live independently is available through the Ministry of Welfare and local municipalities. Eligibility and the amount of assistance depend on the economic capacity of the elderly person, following the Ministry of Welfare’s guidelines.
  • Assisted Living Facilities – The Health Ministry provides financial assistance for seniors needing nursing care or mental assistance, covering costs in nursing homes or geriatric facilities. Eligibility depends on the individual’s functional condition, availability of space, and meeting health, social, and financial criteria. The allocation is prioritized by the Health Ministry, with families contributing based on their financial ability.
  • Complex Nursing Homes and Supported Housing – Tailored for those requiring nursing care or preferring a community living arrangement with support services.
  • Rehabilitation or Post-Hospitalization Recovery Funds – Offers financial aid for seniors needing rehabilitation or recovery services after hospitalization.
  • Long-Term Care Insurance – Provides coverage for various long-term care services, helping to offset the costs associated with extended care needs.
  • Community-Based Assistance – Supports seniors living at home, promoting aging in place through services like home care and supportive community programs.
  • Reverse Mortgage – A financial solution that allows seniors to convert part of their home equity into cash, providing additional income while retaining home ownership.

In Israel, seniors are also eligible for various discounts and benefits on services and products aimed at enhancing quality of life while easing financial burdens.

Renting a Home in Israel

New Olim are entitled to a monthly rent subsidy of 400 NIS (approximately $103). Additionally, the government has increased its financial support for elderly Olim living alone, with the amount adjusted based on their age and family situation.

The Ministry of Aliyah and Integration administers the rental assistance program available to all immigrants regardless of their income. Eligibility for this support kicks in from the 8th month after arrival in Israel.

The extent of assistance provided is determined by various factors, including the Olim’s length of stay in the country and their family composition.

Arnona discount for Olim

The municipal property tax (Arnona), levied by the local municipality or council where your residence is situated, is calculated based on the property’s size, location, and whether or not it’s residential or commercial. The property renter is responsible for paying this tax, which funds essential local services like street cleaning, garbage collection, and park maintenance.

However, for new Olim who have made Aliyah to Israel, there’s a silver lining- you’re eligible for a significant Arnona discount. This discount ranges from 70-90% for properties up to 100 square meters and can be applied during the first or second year after Aliyah. The exact discount rate may vary depending on the municipality.

It’s important to note that this tax break is not automatic; new Olim must actively apply for it. Additionally, senior citizens may qualify for property tax discounts, with eligibility criteria set by the Interior Ministry. This provision ensures that Olim and seniors can enjoy some financial relief as they settle into their new homes or manage their expenses in Israel.

Social & Recreational Activities

Israel offers a vibrant scene for its retired community for social and recreational engagement. The OU Israel Center in Jerusalem and the AACI’s Seniors Division across major cities provide a variety of activities ranging from choral ensembles, handicraft clubs, drama circles, folk dancing, and exercise classes to Yiddish-speaking gatherings. These platforms offer retirees opportunities to stay active, engage with peers, and enjoy a fulfilling post-retirement life in Israel.

Scientists Rights & Benefits

Science and Israel go hand in hand, with Israel holding a prominent global position in science and engineering. Recognizing the unique contributions scientists can make to the nation’s research, Israel offers a supportive framework to ensure that scientists not only transition smoothly into their new environment but also thrive within it. From financial incentives to professional programs, these benefits are tailored to support the scientific community’s growth and innovation. Lets get into some of the details.

Who Qualifies as a ‘Scientist Oleh'?’

First, it’s important to clarify who qualifies as a ‘scientist.’ According to the Ministry of Aliyah and Integration, new Olim who meet one or more of the following conditions may be recognized as scientists:

Category A

  • Degree – Ph.D. degree or equivalent
  • Experience – At least 3 years of research and development work out of the 5 years before immigrating to Israel (Ph.D. study period is counted as experience)
  • Publications – 3 scientific publications or 3 patents in the scientist’s name

Category B

  • Degree – M.Sc. or equivalent
  • Experience – At least 4 years of research and development work out of the 6 years after receiving the degree and before Aliyah
  • Publications – 3 scientific publications or 3 patents in the scientist’s name
  • Employer – New Olim – all employers except universities

Category E

  • Degree – M.Sc. or equivalent
  • Experience – At least 4 years of research and development work out of the 6 years after receiving the degree and before Aliyah
  • Publications – No publications or patents registered in their name
  • Employer – Only research and development positions in the field

Category E (Young Scientists)

  • Degree – M.Sc. or equivalent, up to the age of 32
  • Experience – No prior research and development experience
  • Employer – Only research and development positions in the sector

Category E (Scholarship for Doctorate)

  • Degree – M.Sc. or equivalent, up to the age of 37
  • Experience – Acceptance as a research student in a university
  • Employer – Only research and development positions in the industry

Please be aware that recognition by the Center for Integration in Science is determined using these criteria, except in cases of uncertainty when the Bureau for Evaluation of Overseas Degrees and Diplomas (under the Ministry of Education) may be involved. To initiate the process of becoming a recognized scientist in Israel, complete the form below

The Center for Integration in Science

Scientists who meet the outlined criteria can benefit from valuable professional guidance, counseling, and vocational support offered by the Center for Integration in Science. This assistance is available to newly arrived Olim scientists as well as those considering Aliyah, even if they are seeking support from abroad.

The Science Integration Center – Contact Information

Technology and Exact Sciences
Tel: 972-2-6214664
Email: [email protected]

Social Sciences
Tel: 972-2-6214596
Email: [email protected]

Biology and Medicine
Tel: 972-2-6214631
Email: [email protected]

Mailing Address:
Science Integration Center
Ministry of Aliyah and Integration
15 Hillel Street
Jerusalem 94581
Fax: 02-6214638

Take me to the Science Integration Center

Who is Eligible for Assistance from the Center for Integration in Science?

An Oleh scientist and their employer are eligible to receive grants and rights, provided both meet the criteria set forth by the State of Israel.

The criteria

New Olim are recognized by the Center for Integration in Science as meeting the qualifications of a scientist up to the age of 70.

Definition of an Employer

Israel offers financial incentives to companies and institutions to hire Oleh scientists.

  • Academic Institutions – Universities, colleges, government research institutes, regional R&D recognized by the Ministry of Science or the Ministry of Agriculture, and research sponsored by universities and hospitals.
  • Institutions in the 3rd Sector – Local authorities, National Authorities (established by law), museums, and non-profit organizations.
  • Industry – Business sector employers who hire scientists for R&D positions as defined by the Law of Research and Development. Personnel agencies are not included.

Period of Assistance

The duration and eligibility of assistance for an Oleh Scientist depends on the following factors:

  • Employment in academia and the third sector – Must begin working with Center Assistance within 3 years from the Aliyah date (physicians have 5 years)
  • Duration of assistance – Up to 3 years
  • Duration of eligibility – Up to 6 years from the Aliyah date for scientists (8 years for physicians)
  • Employment in the business sector – Must start within 4 years from Aliyah
  • Duration of assistance – Up to 3 years
  • Duration of eligibility – Up to 7 years from Aliyah for scientists

Types of Aid for Emerging Scientists

Employment Assistance

Eligible scientists can access extensive support from the Center for Integration in Science. This assistance is available to Olim scientists considering Aliyah, even when seeking support from abroad.

The Center’s comprehensive assistance program is designed to facilitate the seamless integration of scientists into Israel’s research and development community. This program offers personalized guidance, advice, and one-on-one consultations with vocational advisors specializing in the scientist’s field. These advisors are instrumental in assisting scientists in locating suitable R&D positions in Israel, utilizing their extensive networks within both industry and academia.

In addition to advisory services, the center provides financial support for the scientist’s employment over a period of 2 to 3 years, with the assistance gradually decreasing. The center also offers research scholarships for doctoral and post-doctoral studies.

It’s essential to note that this employment assistance is available to scientists across various fields, including life sciences, medicine, technology, social sciences, and humanities. Importantly, this support is accessible even before making Aliyah.

Click here to learn more or contact the Center for Integration in Science:

The Center for Integration in Science
The Ministry of Aliyah and Integration
22 Rehov Kanfei Nesharim, Entrance B
Jerusalem 9546436
Fax: (02) 6214638

Scholarships for Research Students and Postdoc Fellowships

As part of its commitment to promoting Aliyah and facilitating the integration of Olim in Israel, the Ministry of Aliyah and Integration administers a scholarship program and offers postdoctoral fellowships to eligible individuals who have recently arrived there.

Financial Support Guidelines

The Ministry of Aliyah and Integration provides direct financial support to employers to facilitate the employment of scientists in research and development (R&D). Academic and public sector employers may qualify for assistance when hiring doctoral scientists, while industry employers are eligible when employing scientists holding a master’s degree or higher.

Please note that scientists appointed to tenure-track positions are not eligible for financial assistance, as their positions are covered under the current Planning and Budgeting Committee budget. It’s also important to mention that financial assistance is not provided for employment through staffing agencies or for roles as external lecturers.

The disbursement of assistance is contingent upon the employer’s payment of a monthly gross salary (excluding overtime and travel reimbursements) to the scientist.

Below are the assistance amounts available to employers and the corresponding minimum salary requirements for the employer:

For scientists holding a Master’s degree – Monthly support is provided, with the Ministry’s participation amounting to, as of 2024, 49,200 shekels in Year A, 36,900 shekels in Year B, 18,300 shekels in Year C, and 30,000 shekels in Year C for those in colleges. The monthly gross minimum wage for this category is 6,500 shekels.

Scientists with a Ph.D.- Are eligible to receive support at higher levels, with the Ministry’s participation being, as of 2024, 79,920 shekels in Year A, 59,460 shekels in Year B, 24,600 shekels in Year C, and 42,000 shekels in Year C for those in colleges. The monthly gross minimum wage for this group is 9,000 shekels.

Scientists holding a D.Sc degree – Are eligible to receive support as well, with the Ministry’s participation totaling, as of 2024, 82,440 shekels in Year A, 61,500 shekels in Year B, 30,750 shekels in Year C, and 48,000 shekels in Year C for those in colleges. The monthly gross minimum wage for scientists with a D.Sc is 10,000 shekels.

For physicians – Financial support is available with the Ministry’s participation at, as of 2024, 47,340 shekels per year for all years listed. The monthly gross minimum wage for physicians is 8,500 shekels. These financial support options aim to assist scientists and professionals in various fields in their career pursuits in Israel.

Scientists with a Master's degree

If you’re at the early stages of your career and considering beginning a Master’s or Ph.D. program, it’s worth exploring graduate programs in Israel. Pursuing your Master’s or Ph.D. studies in Israel can allow you to establish connections within your field. Also, these connections can prove invaluable in your academic journey.

The Misrad Haklita provides support to Olim by offering financial assistance in the form of a scientist’s salary for a specified duration through the Center for Integration in Science (Merkaz l’Klita b’Mada), also known as Keren Shapiro.

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